519 Ervin Rd, Morganton, NC 28655 Property Records

Burke County property record for 519 Ervin Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,018 sqft · built 1957
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Apr 2025)
Tax Bill	$1,734 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1794909618`

Property Details

APN / Parcel Number

Primary APN	`1794909618`
Alternative APN	`9321`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,018 sqft Living Area
1st Floor Area	1,755 sqft
Basement Area	1,492 sqft
Finished Basement	263 sqft
Unfinished Basement	1,492 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	50,530 sqft (1.16 acres)

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	192 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	519 ERVIN RD
City	MORGANTON
State	NC
Zip	28655-2517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	519 ERVIN RD MORGANTON, NC 28655
Legal Subdivision	SURVEY OF WILMA B WHISNANT PROPERTY
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1009
Census Tract	20500

Owner

Source: Burke County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	519 ERVIN RD, MORGANTON, NC 28655-2517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2025	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Apr 28, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2025 · Amount on Record
Deed Sale	Apr 23, 2025 · Amount on Record
Prior Sale	Apr 28, 2023 · Amount on Record
Deed Document Number	202525002492
Deed Book / Page	2801 / 94
Record Updated	Jun 8, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Apr 23, 2025
Property Address	519 ERVIN RD, MORGANTON, NC 28655-2517
Document Number	0028010094
Book / Page	2801 / 94
Map Reference	MB 3 PG 19A
Instrument Date	Apr 22, 2025
Instrument	2025002492
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20517 SUNDERLAND RD, DETROIT, MI 48219-1401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 ERVIN RD, MORGANTON, NC 28655-2517

Mortgage

Document Number	2025002493
Date	Apr 23, 2025
Instrument	2025002493

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Apr 28, 2023
Property Address	519 ERVIN RD, MORGANTON, NC 28655-2517
Document Number	0026810632
Book / Page	2681 / 632
Instrument Date	Apr 27, 2023
Instrument	2023003724
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$658.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	181 PONY ST, MORGANTON, NC 28655-4716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 ERVIN RD, MORGANTON, NC 28655-2517

Mortgage

Document Number	2023003725
Date	Apr 28, 2023
Instrument	2023003725

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Burke County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,734.00 (+42.25%)	$295,110 (+46.1%) Land $35,279 Building $259,831	$295,110 (+46.1%) Land $35,279 Building $259,831
2023	$1,219.00	$201,985 Land $35,279 Building $166,706	$201,985 Land $35,279 Building $166,706

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Spectrum.

Nearby Properties on Ervin Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures