Burke County property record for 406 Ervin Rd, Morganton, NC 28655 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,428 sqft · built 1974 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,000 (Jun 2017) |
| Tax Bill | $1,494 (2025) |
| Deeds & Mortgages | Feb 2018 Line of Credit Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2704003829 |
| Primary APN | 2704003829 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,428 sqft Living Area |
| 1st Floor Area | 1,564 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 864 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Exterior Material | Brick Veneer |
| Roof Material | Asphalt |
| Lot Area | 25,265 sqft (0.58 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 100 sqft |
| Patio Area | 70 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 406 ERVIN RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-2516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 406 ERVIN RD MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20500 |
Source: Burke County records · APN 2704003829
Assessment roll updated September 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 ERVIN RD, MORGANTON, NC 28655-2516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Jun 29, 2017 | Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 29, 2017 · Amount on Record |
| Deed Sale | Jun 29, 2017 · Amount on Record |
| Deed Document Number | 20175876 |
| Deed Book / Page | 2299 / 699 |
| Prior Transfer Date | Dec 21, 2016 |
| Prior Transfer Doc | 0022720551 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 406 ERVIN RD, MORGANTON, NC 28655-2516 |
| Document Number | 0023360858 |
| Instrument Date | Feb 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2018 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 406 ERVIN RD MORGANTON NC 286552516, MORGANTON, NC 28655-2516 |
| Document Number | 0023360858 |
|---|---|
| Date | Mar 08, 2018 |
| Book Page | 002336/000858 |
| Instrument | 13687 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jun 29, 2017 |
| Property Address | 406 ERVIN RD, MORGANTON, NC 28655-2516 |
| Document Number | 0022990699 |
| Book / Page | 002299 / 000699 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 5876 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $338.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 406 ERVIN RD MORGANTON NC 286552516, MORGANTON, NC 28655-2516 |
| Document Number | 22990703 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 002299/000703 |
| Instrument | 5877 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2047 |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,494.00 (-0.27%) | $251,864 (-) Land $29,804 Building $222,060 | $251,864 (-) Land $29,804 Building $222,060 |
| 2023 | $1,498.00 | $251,864 Land $29,804 Building $222,060 | $251,864 Land $29,804 Building $222,060 |
Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230205001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 1 of 3 on primary residences |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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