Clermont County property record for 519 Elm Tree Ct, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,728 sqft · built 1992 |
| Lot Size | 0.247 acres (10,743 sqft) |
| Owner | Individual Name on File |
| Last Sale | $116,501 (Mar 2012) |
| Tax Bill | $4,596 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-72-01D-130 |
| Primary APN | 41-72-01D-130 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 648 sqft |
| Basement Area | 216 sqft |
| Unfinished Basement | 216 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,743 sqft (0.247 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 16 sqft |
| Patio Area | 880 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 519 ELM TREE CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-4403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAUREL MEADOWS E; UNIT PARCEL 130 |
| Legal Subdivision | LAUREL MEADOWS |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 41405 |
519 Elm Tree Ct is owned and occupied by an individual who bought it in March 2012.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 519 ELM TREE CT, CINCINNATI, OH 45244-4403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Nov 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Sep 4, 2020 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2012 · Amount on File |
| Deed Sale | Mar 13, 2012 · Amount on File |
| Prior Sale | Aug 16, 2011 · Amount on File |
| Deed Document Number | 20126472 |
| Deed Book / Page | 2361 / 2243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 519 ELM TREE CT, CINCINNATI, OH 45244-4403 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000017795 |
|---|---|
| Date | Jul 7, 2022 |
| Book Page | 2923/4852 |
| Instrument | 202200017795 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 239 Months |
| Due | Jun 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 519 ELM TREE CT, CINCINNATI, OH 45244-4403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025639 |
|---|---|
| Date | Nov 2, 2017 |
| Instrument | 201700025639 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 25, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 519 ELM TREE CT, CINCINNATI, OH 45244-4403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 519 ELM TREE CT, CINCINNATI, OH 45244-4403 |
| Document Number | 0000023748 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 2850/3175 |
| Instrument | 202000023748 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jul 25, 2050 |
The 2025 property tax bill for 519 Elm Tree Ct was $4,596 with a homeowner's exemption, down 0.2% from the year before.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,596.00 (-0.2%) | $91,320 (-) Land $17,400 Building $73,920 | |
| 2024 | $4,605.00 (-49.3%) Homeowner's exemption | $91,320 (-) Land $17,400 Building $73,920 | $260,900 (-) Land $49,700 Building $211,200 |
| 2023 | $9,082.00 (+135.65%) Homeowner's exemption | $91,320 (+38.05%) Land $17,400 Building $73,920 | $260,900 Land $49,700 Building $211,200 |
| 2022 | $3,854.00 Homeowner's exemption | $66,150 Land $12,600 Building $53,550 | |
| 2020 | $189,000 Land $36,000 Building $153,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 519 Elm Tree Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 519 Elm Tree Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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