Clermont County property record for 517 Elm Tree Ct, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,420 sqft · built 1993 |
| Lot Size | 0.187 acres (8,155 sqft) |
| Owner | Individual Name on File |
| Last Sale | $157,000 (Jan 2017) |
| Tax Bill | $3,900 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-72-01D-131 |
| Primary APN | 41-72-01D-131 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,420 sqft Living Area |
| 1st Floor Area | 644 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 8,155 sqft (0.187 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 460 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 517 ELM TREE CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-4403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAUREL MEADOWS E; UNIT PARCEL 131 |
| Legal Subdivision | LAUREL MEADOWS |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 41405 |
517 Elm Tree Ct is owned and occupied by an individual who bought it in January 2017.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 517 ELM TREE CT, CINCINNATI, OH 45244-4403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jan 11, 2023 | Deed of Trust, Mortgage EMERY FCU |
| Jul 7, 2017 | Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Jan 13, 2017 | Fiduciary Deed, Transfer · VA Mortgage BBMC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2017 · Amount on File |
| Deed Sale | Jan 13, 2017 · Amount on File |
| Prior Sale | Dec 28, 1993 · Amount on File |
| Deed Document Number | 20171105 |
| Deed Book / Page | 2685 / 700 |
| Prior Transfer Date | Aug 28, 2009 |
| Prior Transfer Doc | 0000025105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 517 ELM TREE CT, CINCINNATI, OH 45244-4403 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000034427 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 2899/665 |
| Instrument | 202100034427 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 517 ELM TREE CT, CINCINNATI, OH 45244-4403 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 517 ELM TREE CT, CINCINNATI, OH 45244-4403 |
| Document Number | 0000000644 |
|---|---|
| Date | Jan 11, 2023 |
| Book Page | 2936/5982 |
| Instrument | 202300000644 |
| Name | EMERY FCU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Jan 8, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 517 ELM TREE CT, CINCINNATI, OH 45244-4403 |
| Document Number | 0000015874 |
| Book / Page | 002716 / 001515 |
| Instrument Date | Jul 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2017 |
| Title Company | RESOURCE R/E SERVICES, RESOURCE R/E SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 517 ELM TREE CT CINCINNATI OH 452444403, CINCINNATI, OH 45244-4403 |
| Document Number | 0000015874 |
|---|---|
| Date | Jul 13, 2017 |
| Book Page | 002716/001515 |
| Instrument | 15874 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 12, 2047 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jan 13, 2017 |
| Property Address | 517 ELM TREE CT, CINCINNATI, OH 45244-4403 |
| Document Number | 0000001105 |
| Book / Page | 2685 / 0700 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 201700001105 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000001107 |
|---|---|
| Date | Jan 13, 2017 |
| Book Page | 2685/0705 |
| Instrument | 201700001107 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Government Agency |
| Address | LOMBARD, IL 60148 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2047 |
The 2025 property tax bill for 517 Elm Tree Ct was $3,900 with a homeowner's exemption, down 0.2% from the year before.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,900.00 (-0.2%) | $77,500 (-) Land $17,400 Building $60,100 | |
| 2024 | $3,908.00 (-49.3%) Homeowner's exemption | $77,500 (-) Land $17,400 Building $60,100 | $221,400 (-) Land $49,700 Building $171,700 |
| 2023 | $7,708.00 (+135.65%) Homeowner's exemption | $77,500 (+38.05%) Land $17,400 Building $60,100 | $221,400 Land $49,700 Building $171,700 |
| 2022 | $3,271.00 Homeowner's exemption | $56,140 Land $12,600 Building $43,540 | |
| 2020 | $160,400 Land $36,000 Building $124,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 517 Elm Tree Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 517 Elm Tree Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures