519 E 3rd St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 519 E 3rd St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	4 Beds
Bathrooms	4 Baths
Architecture Style	Duplex Single
Year Built	Built 1894
Square Footage	2,608 sqft Total Area
Lot Size	7,145 sqft (0.164 acres)
Tax Bill	$1,058.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-24-312-006`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Building Area	2,608 sqft Total Area
1st Floor	1,276 sqft 1st Floor
Basement Area	1,318 sqft Basement
Unfinished Basement	1,318 sqft Unfinished
Game Room	Game Room
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Architectural Style	Duplex Single Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	7,145 sqft (0.164 acres)
Depth X Width	148 ft x 45 ft Depth x Width
Patio Area	91 sqft Patio
Porch Area	197 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	519 E 3RD ST
City	WATERLOO
State	IA
Zip	50703-3522
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	COOLEY ADDITION SW 30 FT LOT 4 BLK 63 SW 5 FT NE 30 FT SE 97.3 FT OF LOT 4 BLK 63 NE 15 FT LOT 5 BLK 63
Legal Range	13W
Legal Township	89N
Legal Section	24
Legal Subdivision	COOLEY ADDITION
Legal Block	63
Legal Lot Number	4,5
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2011
Census Tract	100

Owner

Source: Black Hawk County records · APN 8913-24-312-006

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	215 E 4TH ST, WATERLOO, IA 50703-4701
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	519 E 3RD ST, WATERLOO, IA 50703-3522
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200001847
Date	Jul 23, 2021
Instrument	202200001847

Lender

Name	CEDAR RAPIDS BANK & TRUST CO
Type	Bank
Address	CEDAR RAPIDS, IA 52401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,058.00	$195,790 (+466.03%) Land $6,280 Building $189,510	$195,790 (+32.46%) Land $6,280 Building $189,510
2024	$1,058.00 (-67.16%)
2023		$34,590 (-76.42%) Land $6,280 Building $28,310	$147,810 (+0.75%)
2022	$3,222.00	$146,710 Land $6,280 Building $140,430
2021			$146,710 Land $6,280 Building $140,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Walnut Street Historic District listed 2019 · 90 contributing resources · NRIS 100004414

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.