301 E 3rd St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 301 E 3rd St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bedrooms2 Beds
Bathrooms3 Baths
Year BuiltBuilt 2014
Square Footage1,424 sqft Living Area
Lot Size2,288 sqft (0.053 acres)
GarageDetached, 2,332 sqft
Last Sale$1,150,000 (2025)
Tax Bill$2,140.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-24-353-016

Interior

Bedrooms2 Beds
Full Baths3 Baths
Partial Baths2 Partial Baths
Total Rooms1 Rooms
Building Area1,424 sqft Living Area
1st Floor706 sqft 1st Floor
Basement Area706 sqft Basement
Unfinished Basement706 sqft Unfinished
Game RoomGame Room
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleTownhouse Style
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionFlat Roof Construction
Roof MaterialUrethane Roof
Lot Area2,288 sqft (0.053 acres)
Depth X Width104 ft x 22 ft Depth x Width
Parking Spaces8 Parking Spaces
Garage TypeDetached Garage
Garage Area2,332 sqft Garage
Patio Area20 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address301 E 3RD ST
CityWATERLOO
StateIA
Zip50703-3504
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionST JOSEPHS SQUARE LOT 6
Legal Range13W
Legal Township89N
Legal Section24
Legal SubdivisionST JOSEPHS SQUARE
Legal Lot Number6
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup1
Census Block1024
Census Tract100

Owner

Source: Black Hawk County records · APN 8913-24-353-016

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address803 W 5TH ST, WATERLOO, IA 50702-2125
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed of Trust, Mortgage · Line of Credit
MIDWESTONE BANK
Jan 06, 2023Deed of Trust, Mortgage · Line of Credit
FIRST INTERSTATE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 11, 2025 · Amount on Record
Deed SaleApr 11, 2025 · Amount on Record
Prior SaleJan 06, 2023 · Amount on Record
Deed Doc Number20254761
Last Transfer DateMay 12, 2025
Transfer Doc0000006605
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address301 E 3RD ST, WATERLOO, IA 50703-3504
Transaction TypeMortgage
Record UpdatedOct 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address803 W 5TH ST, WATERLOO, IA 50702-2125

Mortgage

Document Number0202514364
DateSep 30, 2025
Instrument2025-14364
Lender
NameMIDWESTONE BANK
TypeBank
Address4510 PRAIRIE PKWY, CEDAR FALLS, IA 50613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueOct 30, 2045
Interest
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address301 E 3RD ST, WATERLOO, IA 50703-3504
Transaction TypeMortgage
Record UpdatedFeb 03, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address216 E 4TH ST, WATERLOO, IA 50703-4702

Mortgage

Document Number202300009716
DateJan 06, 2023
Instrument202300009716
Lender
NameFIRST INTERSTATE BANK
TypeBank
AddressWATERLOO, IA 50701
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,140.00$108,020 (+9.53%) Land $3,470 Building $104,550$108,020 (+9.53%) Land $3,470 Building $104,550
2024$2,140.00 (+2.74%)
2023$98,620 (+16.99%) Land $3,470 Building $95,150$98,620 (+16.99%) Land $3,470 Building $95,150
2022$2,083.00$84,300 Land $3,470 Building $80,830
2021$84,300 Land $3,470 Building $80,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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