519 7th St, Two Harbors, MN 55616 Property Records

Lake County property record for 519 7th St, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,070 sqft · built 1896
Lot Size	0.02 acres (871 sqft)
Owner	Company Name on Record
Last Sale	$230,000 (Sep 2026)
Tax Bill	$2,480 (2026)
Deeds & Mortgages	Sep 2026 Sale Aug 2017 Mortgage
APN	`23-7661-31010`

Property Details

APN / Parcel Number

Primary APN	`23-7661-31010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,050 sqft Gross Area
1st Floor Area	2,050 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1960
Architectural Style	Mediterranean
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood
Lot Area	871 sqft (0.02 acres)
Lot Dimensions	35 ft deep x 50 ft wide
Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	519 7TH ST
City	TWO HARBORS
State	MN
Zip	55616-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S12 OF S12 OF LOT 1 BLOCK 31
Legal Subdivision	MINNESOTA IRON COMPANYS FIRST ADDITION
Legal Block	31
Legal Lot Number	1
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	2
Census Block	2013
Census Tract	370400

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	W5786 HEISTERKAMP RD, SARONA, WI 54870-8765
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed, Transfer
Aug 8, 2017	Warranty Deed, Transfer · Conventional Mortgage SUPERIOR SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2026 · Amount on Record
Deed Sale	Sep 29, 2026 · Amount on Record
Prior Sale	Aug 12, 2008 · Amount on Record
Deed Document Number	20261925508
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE MN
Recording Date	Sep 29, 2026
Property Address	519 7TH ST, TWO HARBORS, MN 55616-4500
Document Number	0001925508
Instrument Date	Sep 29, 2026
Instrument	20261925508
Transaction Type	Transfer
Record Updated	Oct 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W5786 HEISTERKAMP RD, SARONA, WI 54870-8765

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Aug 8, 2017
Property Address	519 7TH ST, TWO HARBORS, MN 55616-4500
Document Number	A000188078
Instrument Date	Aug 1, 2017
Instrument	A000188078
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 7TH ST, TWO HARBORS, MN 55616-4500

Mortgage

Document Number	A000188079
Date	Aug 8, 2017
Instrument	A000188079

Lender

Name	SUPERIOR SAVINGS BANK
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,480.00	$202,100 (+73.63%) Land $3,400 Building $198,700	$202,100 (+73.63%) Land $3,400 Building $198,700
2023		$116,400 Land $2,300 Building $114,100	$116,400 Land $2,300 Building $114,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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