418 7th St, Two Harbors, MN 55616 Property Records

Lake County property record for 418 7th St, Two Harbors, MN 55616

Property Summary

Property Type	Office Building
Details	684 sqft · built 2007
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$175,000 (Apr 2025)
Tax Bill	$3,542 (2026)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
APN	`23-7661-25080`

Property Details

APN / Parcel Number

Primary APN	`23-7661-25080`

Interior

Stories	1 Story
Building Area	684 sqft Base Area
1st Floor Area	684 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2015
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Balcony Area	79 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Hot Water

Location & Zoning

Street Address	418 7TH ST
City	TWO HARBORS
State	MN
Zip	55616-1442
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	LOT 8 BLOCK 25
Legal Subdivision	MINNESOTA IRON COMPANYS FIRST ADDITION
Legal Block	25
Legal Lot Number	8
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	2
Census Block	2054
Census Tract	370400

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	418 7TH ST, TWO HARBORS, MN 55616-1442
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2025 · Amount on Record
Deed Sale	Apr 24, 2025 · Amount on Record
Prior Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	20251755974
Prior Transfer Date	Nov 27, 2006
Prior Transfer Doc	0000162986
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Sep 27, 2019
Property Address	418 7TH ST, TWO HARBORS, MN 55616-1442
Document Number	A000192694
Instrument Date	Sep 23, 2019
Instrument	A000192694
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 7TH ST, TWO HARBORS, MN 55616-1442

Mortgage

Document Number	A000192695
Date	Sep 27, 2019
Instrument	A000192695

Lender

Name	LAKE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	A000192694
Date	Sep 27, 2019
Instrument	A000192694

Lender

Name	LAKE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2039

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,542.00 (-16.3%)	$180,000 (+1.01%) Land $73,400 Building $106,600	$180,000 (+1.01%) Land $73,400 Building $106,600
2025	$4,232.00	$178,200 (+62.89%) Land $73,400 Building $104,800	$178,200 (+62.89%) Land $73,400 Building $104,800
2023		$109,400 Land $37,200 Building $72,200	$109,400 Land $37,200 Building $72,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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