5187 Scotch Settlement Rd, Almont, MI 48003 Property Records

Lapeer County property record for 5187 Scotch Settlement Rd, Almont, MI 48003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,126 sqft · built 1998
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,125 (Apr 2018)
Tax Bill	$4,474 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-025-024-30`

Property Details

APN / Parcel Number

Primary APN	`001-025-024-30`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,126 sqft Living Area
1st Floor Area	2,126 sqft
Basement Area	2,126 sqft
Unfinished Basement	2,126 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Lot Area	108,900 sqft (2.5 acres)
Lot Dimensions	660 ft deep x 165 ft wide
Garage Area	728 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5187 SCOTCH SETTLEMENT RD
City	ALMONT
State	MI
Zip	48003-8722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SEC 25 T6N R12E COM N 1/4 COR. & S 89DEG 35'30 W 1281.76 FT & S 00DEG 08'00 W 1887.97 FT; TH S 00DEG 08'00 W 165 FT; TH N
Legal Range	12E
Legal Township	06N
Legal Section	25
Jurisdiction	LAPEER MI
Township / Civil Division	ALMONT
Census Block Group	1
Census Block	1007
Census Tract	340000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5187 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREAT LKS MTG FIN'L
Apr 18, 2018	Warranty Deed, Transfer · Stand-Alone Refinance SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2018 · Amount on Record
Deed Sale	Apr 18, 2018 · Amount on Record
Prior Sale	Apr 18, 2018 · Amount on Record
Deed Document Number	2018295600489
Deed Book / Page	2956 / 489
Prior Transfer Date	Jun 8, 2011
Prior Transfer Doc	0025070117
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	5187 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8722
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5187 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8722

Mortgage

Document Number	0033720338
Date	Oct 16, 2023
Book Page	3372/338

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	5187 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8722
Document Number	0030780436
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5187 SCOTCH SETTLEMENT RD #R ALMONT MI 480038722, R, ALMONT, MI 48003-8722

Mortgage

Document Number	0030780436
Date	Feb 7, 2020
Book Page	003078/000436

Lender

Name	GREAT LKS MTG FIN'L
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 18, 2018
Property Address	5187 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8722
Document Number	0029560489
Book / Page	2956 / 489
Instrument Date	Apr 10, 2018
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 MINNETONKA DR, OXFORD, MI 48371-5052

Mortgage

Document Number	0029560491
Date	Apr 18, 2018
Book Page	2956/491

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Almont Township
Unified School District	Almont Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,900 (+4.07%)	$465,800 (+4.07%)
2025	$4,474.00 (+5.1%) Homeowner's exemption	$223,800 (+19.17%)	$447,600 (+19.17%)
2024	$4,257.00 (-13.3%)
2023		$187,800	$375,600
2022	$4,910.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Air Advantage Fixed Wireless	10 / 1
Frontier DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Scotch Settlement Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures