Lapeer County property record for 5085 Scotch Settlement Rd, Almont, MI 48003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,809 sqft · built 1998 |
| Lot Size | 2.71 acres (118,091 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,859 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Feb 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-025-018-40 |
| Primary APN | 001-025-018-40 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,809 sqft Living Area |
| 1st Floor Area | 1,648 sqft |
| Basement Area | 1,648 sqft |
| Unfinished Basement | 1,648 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Lot Area | 118,091 sqft (2.71 acres) |
| Lot Dimensions | 623 ft deep x 180 ft wide |
| Garage Area | 821 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5085 SCOTCH SETTLEMENT RD |
|---|---|
| City | ALMONT |
| State | MI |
| Zip | 48003-8750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | A PART OF THE NW 1/4 OF SEC 25, T6N, R12E DESCRIBED AS BEGINNING AT A POINT IN THE CENTERLINE OF SCOTCH SETTLEMENT ROAD (66' |
| Legal Range | 12E |
| Legal Township | 06N |
| Legal Section | 25 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ALMONT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 340000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5085 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2024 | Deed of Trust, Mortgage · Line of Credit TRI COUNTY BANK |
| Feb 9, 2024 | Deed of Trust, Mortgage · Line of Credit TRI COUNTY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 1995 |
| Deed Sale | May 9, 1995 |
| Deed Book / Page | 899 / 164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 5085 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8750 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5085 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8750 |
| Document Number | 0033870119 |
|---|---|
| Date | Feb 9, 2024 |
| Book Page | 3387/119 |
| Name | TRI COUNTY BANK |
|---|---|
| Type | Bank |
| Address | 4190 MAIN ST, BROWN CITY, MI 48416 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 1, 2029 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 5085 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8750 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5085 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8750 |
| Document Number | 0033870119 |
|---|---|
| Date | Feb 9, 2024 |
| Book Page | 3387/119 |
| Name | TRI COUNTY BANK |
|---|---|
| Type | Bank |
| Address | 4190 MAIN ST, BROWN CITY, MI 48416 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 1, 2029 |
| Change Frequency | Monthly |
|---|
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Almont Township |
| Unified School District | Almont Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $289,800 (+1.58%) | $579,600 (+1.58%) | |
| 2025 | $3,859.00 (-8.86%) Homeowner's exemption | $285,300 (+19.17%) | $570,600 (+19.17%) |
| 2023 | $239,400 | $478,800 | |
| 2022 | $4,234.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Air Advantage Fixed Wireless | 10 / 1 |
| Frontier DSL | 10 / 1 |
May also be available: AT&T, Spectrum, Verizon.
5G (outdoors only) and 4G LTE
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