Howard County property record for 5186 Phantom Ct, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,093 sqft · built 1970 |
| Lot Size | 0.205 acres (8,933 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $385,000 (Nov 2011) |
| Tax Bill | $7,202 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-016000 |
| Primary APN | 15-016000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,093 sqft Total Area |
| Basement Area | 505 sqft |
| Finished Basement | 505 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,933 sqft (0.205 acres) |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 150 sqft |
| Deck Area | 280 sqft |
| Patio Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 016000 |
|---|---|
| Street Address | 5186 PHANTOM CT |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-1318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 57 8,933 SQ' 5186 PHANTOM CT LONGFELLOW S1 A3 |
| Legal Subdivision | VILLAGE OF HARPERS CHOICE |
| Legal Phase | AN |
| Legal Lot Number | 57 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 605503 |
Source: Howard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5186 PHANTOM CT, COLUMBIA, MD 21044-1318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2023 | Deed of Trust, Mortgage · Line of Credit APL FCU |
| Dec 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SECURE ONE CAPITAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2011 · Amount on Record |
| Deed Sale | Nov 15, 2011 · Amount on Record |
| Deed Book / Page | 13582 / 108 |
| Last Transfer Date | Feb 20, 2016 |
| Transfer Doc | 0167470200 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5186 PHANTOM CT, COLUMBIA, MD 21044-1318 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5186 PHANTOM CT, COLUMBIA, MD 21044-1318 |
| Document Number | 0219000476 |
|---|---|
| Date | Mar 7, 2023 |
| Book Page | 21900/476 |
| Name | APL FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20723 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 28, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5186 PHANTOM CT, COLUMBIA, MD 21044-1318 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 5186 PHANTOM CT, COLUMBIA, MD 21044-1318 |
| Document Number | 0199960344 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 19996/344 |
| Name | SECURE ONE CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | ELVERTA, CA 95626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jul 1, 2050 |
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $531,533 (+6.48%) | $563,900 (-) Land $272,600 Building $291,300 | |
| 2025 | $7,202.00 (+4.89%) Homeowner's exemption | $499,167 (+14.07%) | $563,900 (+20.8%) Land $272,600 Building $291,300 |
| 2024 | $6,866.00 (+49.33%) | ||
| 2023 | $437,600 | $466,800 Land $207,600 Building $259,200 | |
| 2022 | $4,598.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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