Howard County property record for 5182 Phantom Ct, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,996 sqft · built 1969 |
| Lot Size | 0.197 acres (8,594 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Aug 2017) |
| Tax Bill | $3,470 (2026) |
| Deeds & Mortgages | Mar 2017 Line of Credit May 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-000902 |
| Primary APN | 15-000902 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,996 sqft Total Area |
| Basement Area | 560 sqft |
| Finished Basement | 560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,594 sqft (0.197 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 88 sqft |
| Patio Area | 171 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 000902 |
|---|---|
| Street Address | 5182 PHANTOM CT |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-1318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 58 8,594 SQ' 5182 PHANTOM CT LONGFELLOW S1 A3 |
| Legal Subdivision | VILLAGE OF HARPERS CHOICE |
| Legal Phase | AN |
| Legal Lot Number | 58 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 605503 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5182 PHANTOM CT, COLUMBIA, MD 21044-1318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2017 | Deed of Trust, Mortgage · Line of Credit PRINCE GEORGES COMMUNITY FCU |
| May 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK |
| Jan 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage APL FCU |
| Dec 27, 2017 | Quit Claim Deed, Transfer TITLE TOWN SETTLEMENTS |
| Aug 22, 2017 | Grant Deed, Transfer · Conventional with PMI WASHINGTON FIRST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2017 · Amount on Record |
| Deed Sale | Aug 22, 2017 · Amount on Record |
| Prior Sale | Sep 6, 2002 · Amount on Record |
| Deed Document Number | 2017766-467 |
| Transfer Doc | 0000990079 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5182 PHANTOM CT, COLUMBIA, MD 21044-1318 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0174820254 |
|---|---|
| Date | Mar 9, 2017 |
| Book Page | 17482/254 |
| Instrument | 17482-254 |
| Name | PRINCE GEORGES COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | 00000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 2, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5182 PHANTOM CT, COLUMBIA, MD 21044-1318 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | TITLE TOWN SETTLEMENTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0193360420 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 19336/420 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5182 PHANTOM CT, COLUMBIA, MD 21044-1318 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | FH TITLE INSURANCE AGENCY LLC, CU TITLE INSURANCE AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0212870436 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 21287/436 |
| Name | APL FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20723 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 27, 2017 |
| Property Address | 5182 PHANTOM CT, COLUMBIA, MD 21044-1318 |
| Document Number | 0179840109 |
| Book / Page | 017984 / 000109 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2018 |
| Title Company | TITLE TOWN SETTLEMENTS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5182 PHANTOM CT COLUMBIA MD 210441318, COLUMBIA, MD 21044-1318 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 22, 2017 |
| Property Address | 5182 PHANTOM CT, COLUMBIA, MD 21044-1318 |
| Document Number | 0177660467 |
| Book / Page | 017766 / 000467 |
| Instrument Date | Aug 3, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2017 |
| Title Company | TITLE TOWN SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 5182 PHANTOM CT COLUMBIA MD 210441318, COLUMBIA, MD 21044-1318 |
| Document Number | 177660473 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 017766/000473 |
| Name | WASHINGTON FIRST MTG |
|---|---|
| Address | FAIRFAX, VA 22033 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2047 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,470.00 (-55.78%) Homeowner's exemption | $250,433 (-55.23%) | $272,100 (-56.82%) Land $271,100 Building $1,000 |
| 2025 | $7,848.00 (+51.24%) Homeowner's exemption | $559,367 (+13.59%) | $630,100 (+20.25%) Land $271,100 Building $359,000 |
| 2023 | $492,433 | $524,000 Land $206,100 Building $317,900 | |
| 2022 | $5,189.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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