5186 FM 576 E, Breckenridge, TX 76424 Property Records

Stephens County property record for 5186 FM 576 E, Breckenridge, TX 76424

Property Summary

Property Type	General Agricultural/Rural
Details	2,940 sqft · built 2010
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,300 (Apr 2019)
Tax Bill	$2,521 (2025)
Deeds & Mortgages	Sep 2022 Mortgage May 2019 Mortgage + 1 more
APN	`20871.355.003.01`

Property Details

APN / Parcel Number

Primary APN	`20871.355.003.01`
Alternative APNs	`R000043641` `R43641`

Interior

Building Area	2,940 sqft Total Area
1st Floor Area	2,940 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	43,560 sqft (1 acres)
Porch	Porch
Porch Area	320 sqft
Patio Area	16 sqft

Location & Zoning

Account Number	20871.355.003.01
Street Address	5186 FM 576 E
City	BRECKENRIDGE
State	TX
Zip	76424-8911
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	ABSTRACT: 871
Legal Subdivision	T & P RR CO LANDS A-341
Jurisdiction	STEPHENS TX
Township / Civil Division	BRECKENRIDGE SOUTH
Census Block Group	2
Census Block	2013
Census Tract	950500

Owner

Source: Stephens County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5186 FM 576 E, BRECKENRIDGE, TX 76424-8911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK ALBANY/BRECKENRIDGE
May 17, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK ALBANY/BRECKENRIDGE
Apr 30, 2019	Vendor's Lien, Transfer INTERBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	2019692
Deed Book / Page	2160 / 401
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS TX
Property Address	5186 FM 576 E, BRECKENRIDGE, TX 76424-8911
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002226/558
Date	Sep 2, 2022
Book Page	2226/558
Instrument	1697

Lender

Name	FIRST NATIONAL BANK ALBANY/BRECKENRIDGE
Type	Bank
Address	BRECKENRIDGE, TX 76424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Aug 29, 2042

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS TX
Property Address	5186 FM 576 E, BRECKENRIDGE, TX 76424-8911
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002161/070
Date	May 17, 2019
Book Page	2161/070
Instrument	0773

Lender

Name	FIRST NATIONAL BANK ALBANY/BRECKENRIDGE
Type	Bank
Address	BRECKENRIDGE, TX 76424

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 10, 2034

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	STEPHENS TX
Recording Date	Apr 30, 2019
Property Address	5186 FM 576 E, BRECKENRIDGE, TX 76424-8911
Document Number	002160/401
Book / Page	2160 / 401
Map Reference	VOL 1035 PG 188
Instrument Date	Apr 30, 2019
Instrument	0692
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5186 FM 576 E, BRECKENRIDGE, TX 76424-8911

Mortgage

Date	Apr 30, 2019

Lender

Name	INTERBANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Stephens County
Unified School District	Breckenridge Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,521.00 (+0.24%) Homeowner's exemption	$293,540 (+27.82%) Land $17,250 Building $276,290	$293,540 (+27.82%) Land $17,250 Building $276,290
2024	$2,515.00 (-2.25%)
2023		$229,650 Land $7,000 Building $222,650	$229,650 Land $7,000 Building $222,650
2022	$2,573.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 80% of Texas
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS REGIONAL SUD serves 5,220 people · EPA ID TX2150007
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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