Stephens County property record for 3905 FM 576 E, Breckenridge, TX 76424
| Property Type | Agricultural Vacant Land |
|---|---|
| Details | 320 sqft · built 2020 |
| Lot Size | 20.5 acres (893,851 sqft) |
| Owner | Individual Name on File |
| Last Sale | $101,080 (Aug 2023) |
| Tax Bill | $3,895 (2025) |
| Deeds & Mortgages | Jan 2023 Construction Loan Jan 2023 Mortgage + 1 more |
| APN | 21617.012.002.01 |
| Primary APN | 21617.012.002.01 |
|---|---|
| Alternative APNs |
|
| Building Area | 320 sqft Total Area |
|---|---|
| 1st Floor Area | 2,400 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 893,851 sqft (20.5 acres) |
| Garage Type | Carport |
| Garage Area | 800 sqft |
| Carport | Carport |
| Carport Area | 800 sqft |
| Account Number | 21617.012.002.01 |
|---|---|
| Street Address | 3905 FM 576 E |
| City | BRECKENRIDGE |
| State | TX |
| Zip | 76424-7602 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Legal Description | BLK: 6 TRACT: NE/4 ABSTRACT: 1617 |
| Legal Block | 6 |
| Jurisdiction | STEPHENS TX |
| Township / Civil Division | BRECKENRIDGE SOUTH |
| Census Block Group | 2 |
| Census Block | 2127 |
| Census Tract | 950500 |
3905 FM 576 E, agricultural vacant land, is owned and occupied by an individual who bought it in August 2023.
Source: Stephens County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3905 FM 576 E, BRECKENRIDGE, TX 76424-7602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 17, 2023 | Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK ALBANY/BRECKENRIDGE |
| Jan 17, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK ALBANY/BRECKENRIDGE |
| Jun 7, 2023 | Deed of Trust, Mortgage · ARM FIRST NATIONAL BANK ALBANY/BRECKENRIDGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2023 · Amount on File |
| Deed Sale | Aug 21, 2023 · Amount on File |
| Deed Document Number | 20231389 |
| Deed Book / Page | 2244 / 266 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS TX |
| Property Address | 3905 FM 576 E, BRECKENRIDGE, TX 76424-7602 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1107 S MILLER ST, BRECKENRIDGE, TX 76424-5256 |
| Document Number | 002233/396 |
|---|---|
| Date | Jan 17, 2023 |
| Book Page | 2233/396 |
| Instrument | 79 |
| Name | FIRST NATIONAL BANK ALBANY/BRECKENRIDGE |
|---|---|
| Type | Bank |
| Address | BRECKENRIDGE, TX 76424 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS TX |
| Property Address | 3905 FM 576 E, BRECKENRIDGE, TX 76424-7602 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3905 FM 576 E, BRECKENRIDGE, TX 76424-7602 |
| Document Number | 002233/378 |
|---|---|
| Date | Jan 17, 2023 |
| Book Page | 2233/378 |
| Instrument | 78 |
| Name | FIRST NATIONAL BANK ALBANY/BRECKENRIDGE |
|---|---|
| Type | Bank |
| Address | BRECKENRIDGE, TX 76424 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS TX |
| Property Address | 3905 FM 576 E, BRECKENRIDGE, TX 76424-7602 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002240/587 |
|---|---|
| Date | Jun 7, 2023 |
| Book Page | 2240/587 |
| Instrument | 948 |
| Name | FIRST NATIONAL BANK ALBANY/BRECKENRIDGE |
|---|---|
| Type | Bank |
| Address | BRECKENRIDGE, TX 76424 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | 3 Years |
| Min Rate At Change | 5% |
| Max Rate At Change | 11.5% |
| Index | Other |
| Max Rate | 11.5% |
The 2025 property tax bill for 3905 FM 576 E was $3,895 with a homeowner's exemption, down 10.7% from the year before.
Source: Stephens County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Stephens County |
| Unified School District | Breckenridge Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,895.00 (-10.67%) Homeowner's exemption | $299,330 | $299,330 |
| 2024 | $4,360.00 | ||
| 2023 | $1,810 | $83,340 | |
| 2022 | $126.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 3905 FM 576 E; 14 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3905 FM 576 E is high, ranking above 82% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 78% of Texas |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STEPHENS REGIONAL SUD serves 5,220 people · EPA ID TX2150007 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| New Source Broadband Fixed Wireless | 25 / 3 |
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