Kenton County property record for 5186 Christopher Dr, Independence, KY 41051 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 988 sqft Finished Area |
| Lot Size | 8,276 sqft (0.189 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $256,500 (2026) |
| Tax Bill | $2,439.00 (2025) |
| Primary APN | 032-40-01-015.04 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 988 sqft Finished Area |
| Stories | 1 Stories |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Bi-Level Style |
| Exterior Material | Brick Exterior |
| Foundation Type | Concrete Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,276 sqft (0.189 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0324001015.04 |
|---|---|
| Street Address | 5186 CHRISTOPHER DR |
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-9215 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INDEPENDENCE RIDGE SEC 1 LOT 4 |
| Legal Subdivision | INDEPENDENCE RIDGE |
| Legal Phase | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | INDEPENDENCE |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 63610 |
Source: Kenton County records · APN 032-40-01-015.04
Assessment roll updated April 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5186 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9215 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 12, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage EMM LOANS LLC |
| Jan 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 12, 2026 · Amount on Record |
| Deed Sale | Jan 12, 2026 · Amount on Record |
| Prior Sale | Jan 23, 2023 · Amount on Record |
| Deed Doc Number | 26059000000469 |
| Deed Book / Page | KC 384 / 361 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 12, 2026 |
| Property Address | 5186 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9215 |
| Document Number | 0000000469 |
| Book / Page | KC 384 / 361 |
| Map Reference | MB 164-A |
| Instrument Date | Jan 05, 2026 |
| Instrument | 26059000000469 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $256.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 623 WESTERN RESERVE RD, CRESCENT SPRINGS, KY 41017-1413 |
| Name | Verified Name |
|---|---|
| Address | 5186 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9215 |
| Document Number | 0000000470 |
|---|---|
| Date | Jan 12, 2026 |
| Instrument | 26059000000470 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 23, 2023 |
| Property Address | 5186 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9215 |
| Document Number | 0005900159 |
| Book / Page | KC 210 / 428 |
| Map Reference | MB 164-A |
| Instrument Date | Jan 17, 2023 |
| Instrument | 23012305900159 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2023 |
| Title Company | HOMESTEAD TITLE AGENCY LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $203.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2849 SYCAMORE CREEK DR, INDEPENDENCE, KY 41051-8411 |
| Name | Verified Name |
|---|---|
| Address | 5186 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9215 |
| Document Number | 0005900160 |
|---|---|
| Date | Jan 23, 2023 |
| Book Page | KCM 435/908 |
| Instrument | 23012305900160 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43213 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,439.00 (-3.37%) | $209,800 (+4.9%) Land $35,000 Building $174,800 | $209,800 (+4.9%) Land $35,000 Building $174,800 |
| 2023 | $2,524.00 | $200,000 Land $30,000 Building $170,000 | $200,000 Land $30,000 Building $170,000 |
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