5175 Christopher Dr, Independence, KY 41051 Property Records

Kenton County property record for 5175 Christopher Dr, Independence, KY 41051 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,200 sqft · built 1997
Lot Size0.189 acres (8,276 sqft)
Owner2 Owner Names on File
Last Sale$140,000 (Jan 2011)
Tax Bill$2,156 (2025)
Deeds & MortgagesApr 2022 Second Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN032-40-01-015.63

Property Details

APN / Parcel Number

Primary APN032-40-01-015.63

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,200 sqft Finished Area
Gross Area1,600 sqft

Exterior

Year BuiltBuilt 1997
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.189 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0324001015.63
Street Address5175 CHRISTOPHER DR
CityINDEPENDENCE
StateKY
Zip41051-9216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDEPENDENCE RIDGE SEC 1 LOT 63
Legal SubdivisionINDEPENDENCE RIDGE
Legal Phase1
Legal Lot Number63
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1012
Census Tract63610

Owner

Source: Kenton County records · APN 032-40-01-015.63

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address5175 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9216
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
AURGROUP FINANCIAL CU
May 01, 2019Deed of Trust, Mortgage · Conventional Mortgage
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 21, 2011 · Amount on Record
Deed SaleJan 21, 2011 · Amount on Record
Prior SaleAug 06, 2003 · Amount on Record
Deed Document Number0002820136
Deed Book / Page2820 / 136
Record UpdatedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address5175 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9216
Transaction TypeMortgage
Record UpdatedApr 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900164
DateApr 13, 2022
Book Page360/637
Instrument22041305900164
Lender
NameAURGROUP FINANCIAL CU
TypeCredit Union
AddressFAIRFIELD, OH 45014
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term119 Months
DueMar 15, 2032

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address5175 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9216
Document Number0000000045
Instrument DateMay 01, 2019
Transaction TypeMortgage
Record UpdatedMay 21, 2019
Title CompanyCLOSELINE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 CHRISTOPHER DR INDEPENDENCE KY 41051, INDEPENDENCE, KY 41051

Mortgage

Document Number0000000045
DateMay 09, 2019
Book Page0I4260/000221
Instrument45
Lender
NameBRANCH BK&TR
TypeBank
AddressWINSTON SALEM, NC 27101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 08, 2034

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,156.00 (+31.62%) Homeowner's exemption$234,500 (+33.09%) Land $35,000 Building $199,500$234,500 (+33.09%) Land $35,000 Building $199,500
2023$1,638.00 Homeowner's exemption$176,200 Land $30,000 Building $146,200$176,200 Land $30,000 Building $146,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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