St. Louis County property record for 5185 Three Lakes Rd, Duluth, MN 55803
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1 bd · 384 sqft · built 1999 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $552 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 661-0010-05572 |
| Primary APN | 661-0010-05572 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 384 sqft Gross Area |
| 1st Floor Area | 384 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Rustic |
| Exterior Material | Metal |
| Lot Area | 435,600 sqft (10 acres) |
| Porch | Slab |
| Porch Area | 144 sqft |
| Sauna | Sauna |
| Heating Fuel | Wood |
|---|
| Account Number | 529113 |
|---|---|
| Street Address | 5185 THREE LAKES RD |
| City | DULUTH |
| State | MN |
| Zip | 55803 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | FAM |
| Legal Description | ELY 330 FT OF SE 1/4 OF SE 1/4 SERIAL # |
| Legal Range | 15W |
| Legal Township | 54N |
| Legal Section | 34 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | WHITEFACE RESERVOIR |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 11402 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 348 IKOLA RD, ESKO, MN 55733-9540 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $552.00 (+13.58%) | ||
| 2025 | $486.00 (+10.45%) | $60,100 (+43.1%) Land $37,100 Building $23,000 | $60,100 (+43.1%) Land $37,100 Building $23,000 |
| 2024 | $440.00 | $42,000 (+9.66%) Land $21,600 Building $20,400 | $42,000 (+9.66%) Land $21,600 Building $20,400 |
| 2022 | $38,300 Land $19,600 Building $18,700 | $38,300 Land $19,600 Building $18,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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