St. Louis County property record for 5164 Three Lakes Rd, Duluth, MN 55803
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 852 sqft · built 1950 |
| Lot Size | 16.5 acres (719,611 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $742 (2026) |
| Deeds & Mortgages | Dec 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 660-0010-00225 |
| Primary APN | 660-0010-00225 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 852 sqft Gross Area |
| 1st Floor Area | 852 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 719,611 sqft (16.5 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 208 sqft |
| Storage Building | 32 sqft |
| Sauna | Sauna |
| Heating Fuel | Oil |
|---|
| Account Number | 1017506 |
|---|---|
| Street Address | 5164 THREE LAKES RD |
| City | DULUTH |
| State | MN |
| Zip | 55803 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | FAM |
| Legal Description | W 1/2 OF LOT 4 SERIAL # |
| Legal Range | 15W |
| Legal Township | 53N |
| Legal Section | 02 |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | WHITEFACE RESERVOIR |
| Census Block Group | 1 |
| Census Block | 1113 |
| Census Tract | 11402 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1019 CARY RD, CLOQUET, MN 55720-9774 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 12, 2018 |
| Transfer Doc | 0001346206 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 10, 2018 |
| Property Address | 5164 THREE LAKES RD, DULUTH, MN 55803 |
| Document Number | 0001346206 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 1346206 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.65 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1019 CARY RD CLOQUET MN 557209774, CLOQUET, MN 55720-9774 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $742.00 (+17.41%) | ||
| 2025 | $632.00 (+2.6%) | $77,900 (+11.29%) Land $47,700 Building $30,200 | $77,900 (+11.29%) Land $47,700 Building $30,200 |
| 2024 | $616.00 | $70,000 (+10.58%) Land $31,900 Building $38,100 | $70,000 (+10.58%) Land $31,900 Building $38,100 |
| 2022 | $63,300 Land $28,900 Building $34,400 | $63,300 Land $28,900 Building $34,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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