5185 Compass Way, Bluff Dale, TX 76433 Property Records

Erath County property record for 5185 Compass Way, Bluff Dale, TX 76433

Property Summary

Property Type	Single Family Home
Details	2,374 sqft · built 2003
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on File
Last Sale	$409,700 (Aug 2017)
Tax Bill	$3,512 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000067575`

Property Details

APN / Parcel Number

Primary APN	`R000067575`
Alternative APN	`R.6760.00513.00.0`

Interior

Building Area	2,374 sqft Living Area
1st Floor Area	2,374 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	218,236 sqft (5.01 acres)
Garage Type	Detached
Garage Area	624 sqft
Porch	Porch
Porch Area	204 sqft
Patio Area	1,088 sqft

Location & Zoning

Account Number	R.6760.00513.00.0
Street Address	5185 COMPASS WAY
City	BLUFF DALE
State	TX
Zip	76433-4288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S6760 MOUNTAIN LAKES, SECTION TWO, TRACT 513
Legal Subdivision	MOUNTAIN LAKES
Legal Tract	513
Jurisdiction	ERATH TX
Township / Civil Division	MORGAN MILL-BLUFF DALE
Census Block Group	1
Census Block	1100
Census Tract	950100

Owner

5185 Compass Way is owned and occupied by two individuals who bought it in August 2017.

Source: Erath County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5185 COMPASS WAY, BLUFF DALE, TX 76433-4288
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD
Aug 28, 2017	Vendor's Lien, Transfer · Conventional Mortgage LOAN SIMPLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2017 · Amount on File
Deed Sale	Aug 28, 2017 · Amount on File
Prior Sale	Jan 21, 2010 · Amount on File
Deed Document Number	20174616
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	5185 COMPASS WAY, BLUFF DALE, TX 76433-4288
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202102466
Date	Apr 5, 2021
Instrument	2021-02466

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Address	SAN ANTONIO, TX 78231

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Aug 28, 2017
Property Address	5185 COMPASS WAY, BLUFF DALE, TX 76433-4288
Document Number	201704616
Map Reference	CAB A SL 317
Instrument Date	Aug 28, 2017
Instrument	2017-04616
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5185 COMPASS WAY, BLUFF DALE, TX 76433-4288

Mortgage

Document Number	201704617
Date	Aug 28, 2017
Instrument	2017-04617

Lender

Name	LOAN SIMPLE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 5185 Compass Way was $3,512 with a homeowner's exemption, up 95.8% from the year before.

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Unified School District	Bluff Dale Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,512.00 (+95.76%)	$286,176 (+1%)	$329,430 (+26.63%) Land $100,200 Building $229,230
2025	$1,794.00 Homeowner's exemption	$260,160 Land $90,180 Building $169,980	$260,160 Land $90,180 Building $169,980
2023	$2,201.00 (-30.37%) Homeowner's exemption	$260,160 Land $65,130 Building $195,030	$260,160 Land $65,130 Building $195,030
2022	$3,161.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5185 Compass Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5185 Compass Way is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 65% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN LAKES ADDITION private · serves 1,347 people · EPA ID TX0720037
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Lipan Telephone Company.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Compass Way

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