5181 Belle River Rd, China (East China), MI 48054 Property Records

St. Clair County property record for 5181 Belle River Rd, China, MI 48054

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,410 sqft · built 1973
Lot Size	3.03 acres (131,987 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Feb 2012)
Tax Bill	$1,778 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`74-13-023-3003-000`

Property Details

APN / Parcel Number

Primary APN	`74-13-023-3003-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft
Basement Area	2,790 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Lot Area	131,987 sqft (3.03 acres)
Lot Width	200 ft Width
Garage Area	1,128 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5181 BELLE RIVER RD
City	CHINA
State	MI
Zip	48054-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	E 200' OF W 794' OF N 660' OF NW 1/4 OF SE 1/4 SEC 23 T4N R16E 3.03 A
Legal Range	16E
Legal Township	04N
Legal Section	23
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CHINA
Census Block Group	2
Census Block	2027
Census Tract	641000

Owner

Source: St. Clair County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5181 BELLE RIVER RD, CHINA, MI 48054-3404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2012 · Amount on Record
Deed Sale	Feb 24, 2012 · Amount on Record
Prior Sale	Jun 4, 2008 · Amount on Record
Deed Document Number	20124150
Deed Book / Page	4227 / 446
Last Transfer Date	Mar 31, 2021
Transfer Doc	0005347560
Record Updated	Jun 8, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 7, 2021
Property Address	5181 BELLE RIVER RD, CHINA, MI 48054-3404
Document Number	0005347560
Book / Page	5347 / 560
Instrument Date	Mar 31, 2021
Instrument	2021010415
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	MUTUAL TITLE AGENCY INC, MUTUAL TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5181 BELLE RIVER RD, CHINA, MI 48054-3404

Mortgage

Document Number	2021010416
Date	Apr 7, 2021
Instrument	2021010416

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	China Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,778.00 (-26.8%) Homeowner's exemption	$128,900 (-3.45%)
2024	$2,429.00 (+5.33%)		$257,800 (-3.45%)
2023		$133,500
2022	$2,306.00		$267,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35