5109 Belle River Rd, China (East China), MI 48054 Property Records

St. Clair County property record for 5109 Belle River Rd, China, MI 48054

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,062 sqft · built 2003
Lot Size10.1 acres (439,956 sqft)
Owner2 Individual Names on Record
Tax Bill$3,403 (2024)
Deeds & MortgagesMar 2021 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN74-13-023-3004-100

Property Details

APN / Parcel Number

Primary APN74-13-023-3004-100

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,062 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Lot Area439,956 sqft (10.1 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number74130233004100
Street Address5109 BELLE RIVER RD
CityCHINA
StateMI
Zip48054-3404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionW 325' OF E 1340.61' OF N 684' OF SE 1/4 & BEG S 89D 39M 10S W 1015.61' & S 0D 1M 43S E 684' FROM E 1/4 COR, TH S 0D 1M 43S E
Legal Range16E
Legal Township04N
Legal Section23
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCHINA
Census Block Group2
Census Block2027
Census Tract641000

Owner

Source: St. Clair County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5109 BELLE RIVER RD, CHINA, MI 48054-3404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage
QUICKEN LOANS LLC
Oct 30, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address5109 BELLE RIVER RD, CHINA, MI 48054-3404
Transaction TypeMortgage
Record UpdatedApr 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5109 BELLE RIVER RD, CHINA, MI 48054-3404

Mortgage

Document Number5342297
DateMar 29, 2021
Book Page5342/297
Instrument2021009024
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address5109 BELLE RIVER RD, CHINA, MI 48054-3404
Document Number0050050726
Instrument DateOct 30, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5109 BELLE RIVER RD CHINA MI 480543404, CHINA, MI 48054-3404

Mortgage

Document Number0050050726
DateNov 8, 2018
Book Page005005/000726
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 7, 2048

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionChina Township
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$252,600 (+8.46%)
2024$3,403.00 (+4.42%)$505,200 (+8.46%)
2023$232,900
2022$3,259.00$465,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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