5180 Alphaba Rd, Coldwater, MS 38618 Property Records

DeSoto County property record for 5180 Alphaba Rd, Coldwater, MS 38618

Property Summary

Property TypeSingle Family Home
Details4 bd · 4,025 sqft · built 1999
Lot Size3.42 acres (148,975 sqft)
Owner2 Individual Names on Record
Tax Bill$3,442 (2025)
Deeds & MortgagesApr 2019 Line of Credit
Jan 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN3-06-9-32-00-0-00001-02

Property Details

APN / Parcel Number

Primary APN3-06-9-32-00-0-00001-02

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Stories2 Stories
Building Area4,025 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeBlock
Roof TypeHip
Roof MaterialShingle
Lot Area148,975 sqft (3.42 acres)
Pool Area512 sqft
Patio Area448 sqft

Location & Zoning

Street Address5180 ALPHABA RD
CityCOLDWATER
StateMS
Zip38618-7501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionPT NW1/4 NE1/4
Legal Range06
Legal Township03
Legal Section32
Legal SubdivisionROLLER 1 LOT SUBDIVISION
Legal Lot Number1
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group1
Census Block1028
Census Tract70900

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address5180 ALPHABA RD, COLDWATER, MS 38618-7501
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2019Deed of Trust, Mortgage · Line of Credit
BANKPLUS
Jan 7, 2021Deed of Trust, Mortgage · Line of Credit
BANKPLUS

Assessor's Deed Record

Deed Names2 Names on Deed
Deed Document Number0000344755
Record UpdatedJun 8, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address5180 ALPHABA RD, COLDWATER, MS 38618-7501
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004705/163
DateApr 9, 2019
Book Page4705/163
Lender
NameBANKPLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueApr 15, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address5180 ALPHABA RD, COLDWATER, MS 38618-7501
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5180 ALPHABA RD, COLDWATER, MS 38618-7501

Mortgage

Document Number005129/121
DateJan 7, 2021
Book Page5129/121
Lender
NameBANKPLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueJan 25, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,442.00 (+15.58%)$45,369 (+38.35%) Land $3,420 Building $41,949$453,686 (+38.35%) Land $34,200 Building $419,486
2023$2,978.00$32,793$327,934 Land $34,200 Building $293,734

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimApr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 80% of Mississippi
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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