518 Wheeler Dr, Excelsior, MN 55331 Property Records

Hennepin County property record for 518 Wheeler Dr, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,288 sqft · built 1960
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Jan 2016)
Tax Bill	$5,171 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`35-117-23-23-0056`

Property Details

APN / Parcel Number

Primary APN	`35-117-23-23-0056`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	2,190 sqft
1st Floor Area	1,288 sqft
Basement Area	902 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Frame Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	180 ft deep x 70 ft wide
Terrain	Wooded
View / Lot	Lake
Garage Type	Attached
Garage Area	392 sqft
Porch	Open Porch
Deck Area	216 sqft
Patio Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	518 WHEELER DR
City	EXCELSIOR
State	MN
Zip	55331-3245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 004 BLOCK 001 T SPRUCE TERRACE REVISED 70X180X70X187
Legal Range	23
Legal Township	117
Legal Section	35
Legal Quarter	23
Legal Subdivision	SPRUCE TERRACE REVISED
Legal Block	1
Legal Lot Number	4
Jurisdiction	HENNEPIN MN
Township / Civil Division	EXCELSIOR
Census Block Group	4
Census Block	4009
Census Tract	27501

Owner

518 Wheeler Dr is owned and occupied by two individuals who acquired it in December 2023.

Source: Hennepin County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	518 WHEELER DR, EXCELSIOR, MN 55331-3245
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL FCU
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL CU
Jan 2, 2024	Transfer on Death Deed, Transfer
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BK
Feb 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG
Apr 24, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2016 · Amount on File
Deed Sale	Jan 5, 2016 · Amount on File
Prior Sale	Feb 28, 1996 · Amount on File
Deed Document Number	20165318034
Last Transfer Date	Dec 19, 2023
Transfer Doc	00T6053792
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	518 WHEELER DR, EXCELSIOR, MN 55331-3245
Transaction Type	Mortgage
Record Updated	Jan 11, 2024
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05846250
Date	Jun 14, 2021
Instrument	T05846250

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	518 WHEELER DR, EXCELSIOR, MN 55331-3245
Transaction Type	Mortgage
Record Updated	Jan 11, 2024
Title Company	BURNETT TITLE, BURNET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05906442
Date	Dec 15, 2021
Instrument	T05906442

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

January 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 2, 2024
Property Address	518 WHEELER DR, EXCELSIOR, MN 55331-3245
Document Number	00T6053792
Instrument Date	Dec 19, 2023
Instrument	T6053792
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	518 WHEELER DR, EXCELSIOR, MN 55331-3245
Document Number	0005696781
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	518 WHEELER DR EXCELSIOR MN 553313245, EXCELSIOR, MN 55331-3245

Mortgage

Document Number	0005696781
Date	Apr 1, 2020
Instrument	5696781

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 31, 2035

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	518 WHEELER DR, EXCELSIOR, MN 55331-3245
Document Number	0005594763
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Feb 22, 2019
Title Company	ALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	518 WHEELER DR EXCELSIOR MN 553313245, EXCELSIOR, MN 55331-3245

Mortgage

Document Number	0005594763
Date	Feb 14, 2019
Instrument	5594763

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 13, 2039

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	518 WHEELER DR, EXCELSIOR, MN 55331-3245
Document Number	0005448128
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Jul 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	518 WHEELER DR EXCELSIOR MN 553313245, EXCELSIOR, MN 55331-3245

Mortgage

Document Number	0005448128
Date	Jun 6, 2017
Instrument	5448128

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 518 Wheeler Dr was $5,171 with a homeowner's exemption, down 0.1% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Excelsior City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,171.00 (-0.08%)	$409,000 (-2.32%) Land $204,800 Building $204,200	$409,000 (-2.32%) Land $204,800 Building $204,200
2024	$5,175.00 (+21.14%)	$418,700 Land $214,200 Building $204,500	$418,700 Land $214,200 Building $204,500
2023	$4,272.00 Homeowner's exemption
2022		$363,000 Land $164,000 Building $199,000	$363,000 Land $164,000 Building $199,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 518 Wheeler Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1993–2014)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Jun 2014 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 518 Wheeler Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Excelsior serves 2,483 people · EPA ID MN1270012
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Metronet.

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