499 Wheeler Dr, Excelsior, MN 55331 Property Records

Hennepin County property record for 499 Wheeler Dr, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 957 sqft · built 1978
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Feb 2026)
Tax Bill	$7,172 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-117-23-23-0026`

Property Details

APN / Parcel Number

Primary APN	`35-117-23-23-0026`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Building Area	957 sqft Living Area
Gross Area	1,713 sqft
1st Floor Area	957 sqft
Basement Area	756 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2005
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	195 ft deep x 60 ft wide
Terrain	Wooded
View / Lot	Lake
Garage Type	Detached
Garage Area	484 sqft
Deck Area	323 sqft
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	499 WHEELER DR
City	EXCELSIOR
State	MN
Zip	55331-3265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 099 B AUDITORS SUBD. NO. 120 THAT PART LYING SWLY OF THE NELY 30 FT THEREOF N 60X195X75X190
Legal Range	23
Legal Township	117
Legal Section	35
Legal Quarter	23
Legal Subdivision	AUDITORS SUBD. NO. 120
Legal Block	4
Legal Lot Number	99
Jurisdiction	HENNEPIN MN
Township / Civil Division	EXCELSIOR
Census Block Group	4
Census Block	4006
Census Tract	27501

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	499 WHEELER DR, EXCELSIOR, MN 55331-3265
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Dec 20, 2017	Deed of Trust, Mortgage · Line of Credit BOUNDARY WATERS ST BK
Sep 5, 2017	Warranty Deed, Transfer · Conventional Mortgage METROPOLITAN FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2026 · Amount on Record
Deed Sale	Feb 10, 2026 · Amount on Record
Prior Sale	Sep 5, 2017 · Amount on Record
Deed Document Number	202611439239
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Feb 10, 2026
Property Address	499 WHEELER DR, EXCELSIOR, MN 55331-3265
Document Number	0A11439239
Instrument Date	Feb 6, 2026
Instrument	A11439239
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,567.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	499 WHEELER DR, EXCELSIOR, MN 55331-3265

Mortgage

Document Number	0A11439240
Date	Feb 10, 2026
Instrument	A11439240

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	499 WHEELER DR, EXCELSIOR, MN 55331-3265
Document Number	0010552641
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	May 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	499 WHEELER DR EXCELSIOR MN 553313265, EXCELSIOR, MN 55331-3265

Mortgage

Document Number	0010552641
Date	May 3, 2018
Instrument	10552641

Lender

Name	BOUNDARY WATERS ST BK
Type	Bank
Address	BLAINE, MN 55449-4811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 2, 2038

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 5, 2017
Property Address	499 WHEELER DR, EXCELSIOR, MN 55331-3265
Document Number	0010477284
Instrument Date	Aug 31, 2017
Instrument	10477284
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	PARTNERS TITLE COMPANY, PARTNERS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,249.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	499 WHEELER DR EXCELSIOR MN 553313265, EXCELSIOR, MN 55331-3265

Mortgage

Document Number	10477285
Date	Sep 5, 2017
Instrument	10477285

Lender

Name	METROPOLITAN FIN'L
Type	Funding / Finance Company
Address	EDINA, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2047

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Excelsior City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,172.00 (+20.82%) Homeowner's exemption	$503,800 (+1.1%) Land $185,300 Building $318,500	$503,800 (+1.1%) Land $185,300 Building $318,500
2024	$5,936.00 (+12.28%)	$498,300 (+11.98%) Land $193,800 Building $304,500	$498,300 (+11.98%) Land $193,800 Building $304,500
2023	$5,287.00 Homeowner's exemption
2022		$445,000 Land $148,000 Building $297,000	$445,000 Land $148,000 Building $297,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1993–2014)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Jun 2014 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Excelsior serves 2,483 people · EPA ID MN1270012
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Metronet.

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