Obion County property record for 518 Ward Rd, Troy, TN 38260
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,081 sqft · built 2009 |
| Lot Size | 1.42 acres (62,291 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $5,000 (Oct 2000) |
| Tax Bill | $902 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 066082 08300 |
| Primary APN | 066082 08300 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,081 sqft Living Area |
| 1st Floor Area | 2,081 sqft |
| Attic Area | 400 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 62,291 sqft (1.42 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 312 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 518 WARD RD |
|---|---|
| City | TROY |
| State | TN |
| Zip | 38260-4210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 6 |
| Jurisdiction | OBION TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 965400 |
518 Ward Rd is owned and occupied by two individuals who bought it in October 2000.
Source: Obion County records, as of January 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 518 WARD RD, TROY, TN 38260-4210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2000 · Amount on File |
| Deed Sale | Oct 12, 2000 · Amount on File |
| Deed Document Number | 000024Z263 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OBION TN |
| Property Address | 518 WARD RD, TROY, TN 38260-4210 |
| Document Number | 0000048733 |
| Book / Page | 000196 / 000191 |
| Instrument Date | May 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 518 WARD RD TROY TN 382604210, TROY, TN 38260-4210 |
| Document Number | 0000048733 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 000196/000191 |
| Instrument | 48733 |
| Name | JOYCE F NELSON |
|---|---|
| Address | 438 MATHIS RD, TROY, TN 38260-4226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 25, 2027 |
The 2025 property tax bill for 518 Ward Rd was $902.
Source: Obion County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Obion County |
| Unified School District | Obion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $902.00 | $65,375 Land $3,350 Building $62,025 | |
| 2023 | $65,375 (+57.72%) Land $3,350 Building $62,025 | $261,500 (+57.72%) Land $13,400 Building $248,100 | |
| 2022 | $41,450 Land $2,800 Building $38,650 | $165,800 Land $11,200 Building $154,600 | |
| 2018 | $794.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 518 Ward Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1997–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 518 Ward Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OBION WATER DEPT serves 1,615 people · EPA ID TN0000524 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
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