518 W 7th St, Hermann, MO 65041 Property Records

Gasconade County property record for 518 W 7th St, Hermann, MO 65041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,456 sqft · built 1970
Lot Size	0.496 acres (21,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$478,800 (Aug 2022)
Tax Bill	$2,600 (2025)
Deeds & Mortgages	Jun 2017 Construction Loan Dec 2014 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-7.0-35-1-05-003.010`

Property Details

APN / Parcel Number

Primary APN	`02-7.0-35-1-05-003.010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Flooring	Softwood
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,600 sqft (0.496 acres)
Lot Dimensions	120 ft deep x 180 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	518 W 7TH ST
City	HERMANN
State	MO
Zip	65041-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 84,86,88, W 7TH, ORIG TOWN HERMANN
Legal Range	05W
Legal Township	46N
Legal Section	35
Legal Subdivision	CITY HERMANN
Legal Lot Number	84&88
Jurisdiction	GASCONADE MO
Township / Civil Division	ROARK
Census Block Group	2
Census Block	2018
Census Tract	960100

Owner

Source: Gasconade County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	766 WANDA LEIGH LN, WASHINGTON, MO 63090-5977
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2017	Deed of Trust, Mortgage · Construction Mortgage HERITAGE COMMUNITY BANK
Dec 23, 2014	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 8, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage HERITAGE COMMUNITY BANK
Apr 21, 2014	Deed, Transfer · Conventional Mortgage PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2022 · Amount on Record
Deed Sale	Aug 8, 2022 · Amount on Record
Prior Sale	Apr 21, 2014 · Amount on Record
Deed Document Number	20222298
Last Transfer Date	Jan 27, 2026
Transfer Doc	0000000219
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	518 W 7TH ST, HERMANN, MO 65041-1220
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020172047
Date	Jun 30, 2017
Instrument	2017-2047

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 27, 2018

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	518 W 7TH ST, HERMANN, MO 65041-1220
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020143325
Date	Dec 23, 2014
Instrument	2014-3325

Lender

Name	PNC BANK NA
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 15, 2054

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASCONADE MO
Recording Date	Aug 8, 2022
Property Address	518 W 7TH ST, HERMANN, MO 65041-1220
Document Number	0020222298
Instrument Date	Aug 3, 2022
Instrument	2022-2298
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2394, WASHINGTON, MO 63090-9394

Mortgage

Document Number	0020222299
Date	Aug 8, 2022
Instrument	2022-2299

Lender

Name	HERITAGE COMMUNITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

April 2014: Deed, Transfer

Document Type	Deed
Jurisdiction	GASCONADE MO
Recording Date	Apr 21, 2014
Property Address	518 W 7TH ST, HERMANN, MO 65041-1220
Document Number	0020141036
Instrument Date	Apr 11, 2014
Instrument	2014-1036
Transaction Type	Transfer
Record Updated	Sep 5, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	518 W 7TH ST, HERMANN, MO 65041-1220

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	518 W 7TH ST, HERMANN, MO 65041-1220

Mortgage

Document Number	0020141037
Date	Apr 21, 2014
Instrument	2014-1037

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2044

Tax Assessment & Valuation

Source: Gasconade County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Gasconade County
Municipality	Hermann City
Unified School District	Gasconade County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,590 (-)	$150,300 (-) Land $39,090 Building $111,210
2025	$2,600.00 (+7.48%)	$38,590 (+8.92%)	$150,300 (+9.09%) Land $39,090 Building $111,210
2023	$2,419.00 (+6.61%)	$35,430	$137,780
2022	$2,269.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	74 (1982–2017)
Claims Outside the SFHA	3 of 74
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 7 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 14 claims Severe Storms & Flooding, Sep 1993 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERMANN PWS serves 2,500 people · EPA ID MO6010360
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: FireServe.

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