439 W 7th St, Hermann, MO 65041 Property Records

Gasconade County property record for 439 W 7th St, Hermann, MO 65041 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,023 sqft · built 1938
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$184,870 (Mar 2022)
Tax Bill	$1,242 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Oct 2009 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-7.0-35-1-03-004.000`

Property Details

APN / Parcel Number

Primary APN	`02-7.0-35-1-03-004.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,023 sqft Living Area
1st Floor Area	1,022 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	439 W 7TH ST
City	HERMANN
State	MO
Zip	65041-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 75, W 7TH, ORIG TOWN HERMANN
Legal Range	05W
Legal Township	46N
Legal Section	35
Legal Subdivision	WEST SEVENTH STREET
Legal Lot Number	75
Jurisdiction	GASCONADE MO
Township / Civil Division	ROARK
Census Block Group	2
Census Block	2020
Census Tract	960100

Owner

Source: Gasconade County records · APN 02-7.0-35-1-03-004.000

Assessment roll updated September 5, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	439 W 7TH ST, HERMANN, MO 65041-1217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage GUILD MORTGAGE CO
Oct 08, 2009	Deed of Trust, Mortgage BANK OF AMERICA, NA
Mar 25, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST FEDERAL BANK
Apr 18, 2019	Warranty Deed, Transfer · Stand-Alone Refinance GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Prior Sale	Apr 18, 2019 · Amount on Record
Deed Document Number	2022890
Last Transfer Date	Apr 08, 2024
Transfer Doc	0020240770
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	439 W 7TH ST, HERMANN, MO 65041-1217
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020190890
Date	Apr 18, 2019
Instrument	2019-0890

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	439 W 7TH ST, HERMANN, MO 65041-1217
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020093196
Date	Oct 08, 2009
Instrument	2009-3196

Lender

Name	BANK OF AMERICA, NA
Type	Bank
Address	101 SOUTH TRYON STREET

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2039

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASCONADE MO
Recording Date	Mar 25, 2022
Property Address	439 W 7TH ST, HERMANN, MO 65041-1217
Document Number	0020220890
Instrument Date	Mar 23, 2022
Instrument	2022-0890
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 W 7TH ST, HERMANN, MO 65041-1217

Mortgage

Document Number	0020220891
Date	Mar 25, 2022
Instrument	2022-0891

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASCONADE MO
Recording Date	Apr 18, 2019
Property Address	439 W 7TH ST, HERMANN, MO 65041-1217
Document Number	20190889
Instrument Date	Apr 18, 2019
Instrument	2019-0889
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 W 7TH ST, HERMANN, MO 65041-1217

Mortgage

Document Number	20190890
Date	Apr 18, 2019
Instrument	2019-0890

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Gasconade County records · Assessment roll updated September 5, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Gasconade County
Municipality	Hermann City
Unified School District	Gasconade County R-I School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,242.00 (+7.44%)	$19,000 (+8.88%)	$100,010 (+8.88%) Land $21,780 Building $78,230
2023	$1,156.00 (+0.17%)	$17,450	$91,850
2022	$1,154.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gasconade County (29073C), updated July 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290739601002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force
Nearby Flood Claims	74 (1982–2017)
Claims Outside the SFHA	3 of 74
Most Recent Claim	May 2017, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims By Storm	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 7 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 14 claims Severe Storms & Flooding, Sep 1993 · 28 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 290 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Callabyte Technology	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Wave Internet Technologies	Fixed Wireless (unlicensed)	100 / 100
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Mediacom Communications, Whittrio. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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