518 Southview Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 518 Southview Dr, Waterloo, IL 62298

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,528 sqft · built 2005
Lot Size	6.84 acres (297,950 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Apr 2025)
Tax Bill	$3,420 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage Jul 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`07-36-119-001-127`

Property Details

APN / Parcel Number

Primary APN	`07-36-119-001-127`
Alternative APN	`07-36-119-001-000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,528 sqft Living Area
1st Floor Area	1,528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	297,950 sqft (6.84 acres)
Garage Area	506 sqft
Driveway	Concrete Driveway
Driveway Area	540 sqft
Porch	Slab
Porch Area	108 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	518 SOUTHVIEW DR
City	WATERLOO
State	IL
Zip	62298-1678
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	WI1
Legal Description	UNIT 518 BUILDING 6 SOUTHVIEW VILLAS PLAT 1
Legal Range	10W
Legal Township	02S
Legal Section	36
Legal Subdivision	SOUTHVIEW VILLAS
Legal Unit	518
Jurisdiction	MONROE IL
Township / Civil Division	18
Census Block Group	4
Census Block	4016
Census Tract	600501

Owner

518 Southview Dr, a condominium, is owned and occupied by two individuals who bought it in April 2025.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1675 WATERS EDGE WAY, PEVELY, MO 63070-3221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2017	Deed, Transfer · Conventional Mortgage STATE CHARTERED CU
Jul 28, 2017	Trustee's Deed, Construction Loan · Construction Mortgage STATE BK/WATERLOO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2025 · Amount on File
Deed Sale	Apr 30, 2025 · Amount on File
Deed Document Number	2025437383
Record Updated	Oct 29, 2026

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Aug 9, 2017
Property Address	518 SOUTHVIEW DR, WATERLOO, IL 62298-1678
Document Number	0000391326
Map Reference	ENV2-211B
Instrument Date	Aug 4, 2017
Instrument	391326
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	COLUMBIA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 SOUTHVIEW DR, WATERLOO, IL 62298-1678

Mortgage

Document Number	0000391327
Date	Aug 9, 2017
Instrument	391327

Lender

Name	STATE CHARTERED CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONROE IL
Recording Date	Jul 28, 2017
Property Address	518 SOUTHVIEW DR, WATERLOO, IL 62298-1678
Instrument Date	Jul 24, 2017
Instrument	391139
Transaction Type	Construction Loan
Record Updated	Aug 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 SOUTHVIEW DR WATERLOO IL 622981678, WATERLOO, IL 62298-1678

Mortgage

Document Number	0000391139
Date	Jul 28, 2017
Instrument	391139

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 27, 2018

Interest

Rate	3.93%

Tax Assessment & Valuation

The 2025 property tax bill for 518 Southview Dr was $3,420 with a homeowner's exemption.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,420.00 Homeowner's exemption	$66,610 Land $3,970 Building $62,640	$199,830 Land $11,910 Building $187,920
2024	$3,420.00
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$54,380 Land $1,990 Building $52,390	$163,140 Land $5,970 Building $157,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 518 Southview Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 518 Southview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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