508 Southview Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 508 Southview Dr, Waterloo, IL 62298

Property Summary

Property Type	Condominium
Details	2 bd · 4 ba · 1,518 sqft · built 2006
Lot Size	6.84 acres (297,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Oct 2025)
Tax Bill	$3,900 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-36-119-001-124`

Property Details

APN / Parcel Number

Primary APN	`07-36-119-001-124`
Alternative APN	`07-36-119-001-000`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,518 sqft Living Area
1st Floor Area	1,518 sqft
Basement Area	1,518 sqft
Unfinished Basement	1,518 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Condo/Apartment
Lot Area	297,950 sqft (6.84 acres)
Garage Area	506 sqft
Porch	Porch
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	508 SOUTHVIEW DR
City	WATERLOO
State	IL
Zip	62298-1678
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	WI1
Legal Description	UNIT 508 BUILDING 5 SOUTHVIEW VILLAS PLAT 1
Legal Range	10W
Legal Township	02S
Legal Section	36
Legal Subdivision	SOUTHVIEW VILLAS
Legal Unit	508
Jurisdiction	MONROE IL
Township / Civil Division	18
Census Block Group	4
Census Block	4016
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5540 SAXTOWN RD, MILLSTADT, IL 62260-2604
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 10, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Jun 25, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Jun 25, 2019 · Amount on Record
Deed Document Number	2025439623
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Oct 14, 2025
Property Address	508 SOUTHVIEW DR, WATERLOO, IL 62298-1678
Document Number	0000439623
Map Reference	DOC 297646
Instrument Date	Oct 10, 2025
Instrument	439623
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	508 SOUTHVIEW DR, WATERLOO, IL 62298-1678

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	508 SOUTHVIEW DR, WATERLOO, IL 62298-1678

Mortgage

Document Number	0000439624
Date	Oct 14, 2025
Instrument	439624

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.49%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	508 SOUTHVIEW DR, WATERLOO, IL 62298-1678
Document Number	0000410999
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	508 SOUTHVIEW DR WATERLOO IL 622981678, WATERLOO, IL 62298-1678

Mortgage

Document Number	0000410999
Date	Sep 16, 2020
Instrument	410999

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Sep 15, 2045

Interest

Rate Type	Fixed Rate
Rate	2.5%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 25, 2019
Property Address	508 SOUTHVIEW DR, WATERLOO, IL 62298-1678
Document Number	0000402135
Instrument Date	Jun 24, 2019
Instrument	402135
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 SOUTHVIEW DR, WATERLOO, IL 62298-1678

Mortgage

Document Number	0000402136
Date	Jun 25, 2019
Instrument	402136

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,900.00 (+17.26%) Homeowner's exemption	$70,890 (+13.96%) Land $3,970 Building $66,920	$212,670 (+13.96%) Land $11,910 Building $200,760
2024	$3,326.00 Additional exemption filed	$62,205 (+5.83%) Land $4,193 Building $58,012	$186,615 (+5.83%) Land $12,579 Building $174,036
2022	Additional exemption filed	$58,780 Land $1,990 Building $56,790	$176,340 Land $5,970 Building $170,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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