Harford County property record for 518 Shore Dr, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,560 sqft · built 1975 |
| Lot Size | 0.247 acres (10,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $189,000 (Apr 2009) |
| Tax Bill | $2,425 (2026) |
| Deeds & Mortgages | Oct 2026 Sale Oct 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-122916 |
| Primary APN | 01-122916 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,560 sqft Total Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,780 sqft (0.247 acres) |
| Lot Dimensions | 140 ft deep x 77 ft wide |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 122916 |
|---|---|
| Street Address | 518 SHORE DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 6 77/77X140 518 SHORE DRIVE RUMSEY ISL P 35 PT 32/51 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 85 |
| Legal Lot Number | 6,518 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 301401 |
Source: Harford County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 518 SHORE DR, JOPPA, MD 21085-4542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Oct 13, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC |
| Dec 7, 2017 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 9, 2019 | Deed of Trust, Mortgage · FHA Mortgage MONSTERLOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2009 · Amount on Record |
| Deed Sale | Apr 17, 2009 · Amount on Record |
| Prior Sale | Feb 19, 2009 · Amount on Record |
| Deed Document Number | 20091487 |
| Deed Book / Page | 8104 / 352 |
| Last Transfer Date | Oct 7, 2026 |
| Transfer Doc | 1732000095 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 13, 2026 |
| Property Address | 518 SHORE DR, JOPPA, MD 21085-4542 |
| Document Number | 1732000095 |
| Book / Page | 17326 / 95 |
| Instrument Date | Oct 7, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 518 SHORE DR, JOPPA, MD 21085-4542 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 518 SHORE DR, JOPPA, MD 21085-4542 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0160580175 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | 16058/175 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 518 SHORE DR, JOPPA, MD 21085-4542 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | NOT AVAILABLE, MIS |
| Name | Verified Name |
|---|
| Document Number | 0151150099 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 15115/99 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDIAN, ID 83642 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 518 SHORE DR, JOPPA, MD 21085-4542 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0126290163 |
|---|---|
| Date | Dec 7, 2017 |
| Book Page | 12629/0163 |
| Instrument | 12629-0163 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 518 SHORE DR, JOPPA, MD 21085-4542 |
| Document Number | 0136450218 |
| Instrument Date | Oct 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2020 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 518 SHORE DR JOPPA MD 210854542, JOPPA, MD 21085-4542 |
| Document Number | 0136450218 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 013645/000218 |
| Name | MONSTERLOANS |
|---|---|
| Address | LAKE FOREST, CA 92630 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 14, 2050 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,425.00 (+9.23%) Homeowner's exemption | $222,567 (+12.18%) | $232,000 (+13.89%) Land $82,100 Building $149,900 |
| 2025 | $2,220.00 (+5.51%) Homeowner's exemption | ||
| 2023 | $198,400 | $203,700 Land $82,100 Building $121,600 | |
| 2022 | $2,104.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 24 (1978–2013) |
| Claims Outside the SFHA | 10 of 24 |
| Most Recent Claim | Jun 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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