Harford County property record for 516 Shore Dr, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 996 sqft · built 1975 |
| Lot Size | 0.247 acres (10,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $339,900 (Feb 2023) |
| Tax Bill | $3,188 (2026) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-135643 |
| Primary APN | 01-135643 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 996 sqft Total Area |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,780 sqft (0.247 acres) |
| Pool Area | 680 sqft |
| Deck Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 135643 |
|---|---|
| Street Address | 516 SHORE DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 5 BK 85 10780 SF 516 SHORE DRIVE RUMSEY ISLAND PT 32/51 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 85 |
| Legal Lot Number | 5 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 301401 |
516 Shore Dr is owned and occupied by two individuals who bought it in February 2023.
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 516 SHORE DR, JOPPA, MD 21085-4542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2023 | Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE |
| Mar 2, 2022 | Deed, Transfer · Stand-Alone First Mortgage BALTIMORE INVESTORS MORTGAGE COMPAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2023 · Amount on File |
| Deed Sale | Feb 6, 2023 · Amount on File |
| Prior Sale | Mar 2, 2022 · Amount on File |
| Deed Book / Page | 15815 / 71 |
| Transfer Doc | 0030110024 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 6, 2023 |
| Property Address | 516 SHORE DR, JOPPA, MD 21085-4542 |
| Document Number | 0158150071 |
| Book / Page | 15815 / 71 |
| Map Reference | MB 32 FO 51 |
| Instrument Date | Feb 3, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2023 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $849.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 516 SHORE DR, JOPPA, MD 21085-4542 |
| Document Number | 0158150076 |
|---|---|
| Date | Feb 6, 2023 |
| Instrument | 15815-0076 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 2, 2022 |
| Property Address | 516 SHORE DR, JOPPA, MD 21085-4542 |
| Document Number | 0153910164 |
| Book / Page | 15391 / 164 |
| Map Reference | HDC 32 FO 51 |
| Instrument Date | Jan 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | LAWYERS EXPRESS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0015391167 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 15391/167 |
| Name | BALTIMORE INVESTORS MORTGAGE COMPAN |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 516 Shore Dr was $3,188, up 27.2% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,188.00 (+27.21%) | $292,533 (+11.97%) | $323,800 (-) Land $82,100 Building $241,700 |
| 2025 | $2,506.00 | $261,267 | $323,800 Land $82,100 Building $241,700 |
| 2023 | $223,733 | $230,000 Land $82,100 Building $147,900 | |
| 2022 | $2,370.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 516 Shore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 24 (1978–2013) |
| Claims Outside the SFHA | 10 of 24 |
| Most Recent Claim | Jun 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 516 Shore Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures