Shiawassee County property record for 518 Ryan St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $63,750 (Nov 2005) |
| Tax Bill | $1,411 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-673-004-019-00 |
| Primary APN | 050-673-004-019-00 |
|---|
| Lot Area | 6,098 sqft (0.14 acres) |
|---|
| Street Address | 518 RYAN ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 46' LOT 15 & W 4' LOT 16 (EX N 4') BLK 4 H N & S A WILLIAMS SUBDIV OUTLOT 3 A L & B O WILLIAMS ADD |
| Legal Subdivision | WILLIAMS SUBDIV |
| Legal Block | 4 |
| Legal Lot Number | 15-16 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 30800 |
Source: Shiawassee County records · APN 050-673-004-019-00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 518 RYAN ST, OWOSSO, MI 48867-3430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| May 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 16, 2005 · Amount on Record |
| Deed Sale | Nov 16, 2005 · Amount on Record |
| Prior Sale | Oct 07, 2004 · Amount on Record |
| Deed Document Number | 20053150251 |
| Deed Book / Page | 1088 / 77 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 518 RYAN ST, OWOSSO, MI 48867-3430 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 518 RYAN ST, OWOSSO, MI 48867-3430 |
| Document Number | 0013050136 |
|---|---|
| Date | Mar 21, 2023 |
| Book Page | 1305/136 |
| Instrument | 3369230 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 518 RYAN ST, OWOSSO, MI 48867-3430 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2021 |
| Name | Verified Name |
|---|---|
| Address | 518 RYAN ST, OWOSSO, MI 48867-3430 |
| Document Number | 0012820901 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 1282/901 |
| Instrument | 3346668 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2041 |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,800 (+10.69%) | $105,600 (+10.69%) | |
| 2025 | $1,411.00 (+4.91%) Homeowner's exemption | $47,700 (+20.76%) | $95,400 (+20.76%) |
| 2023 | $1,345.00 Homeowner's exemption | $39,500 | $79,000 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1981–1985) |
| Most Recent Claim | Feb 1985 · tidal / storm surge |
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 400 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OWOSSO serves 16,353 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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