Shiawassee County property record for 514 Ryan St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $700,000 (Dec 2015) |
| Tax Bill | $1,939 (2025) |
| Deeds & Mortgages | Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-673-004-020-00 |
| Primary APN | 050-673-004-020-00 |
|---|
| Lot Area | 6,098 sqft (0.14 acres) |
|---|
| Street Address | 514 RYAN ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 (EX W 4' & N 4' & E 12')H N & S A WILLIAMS BLK 4 SUB DIV OUTLOT 3 OF A L & B O WILLIAMS ADD |
| Legal Subdivision | A L & B O WILLIAMS ADD |
| Legal Block | 4 |
| Legal Lot Number | 16 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 30800 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 514 RYAN ST, OWOSSO, MI 48867-3430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2015 · Amount on Record |
| Deed Sale | Dec 11, 2015 · Amount on Record |
| Prior Sale | Jun 25, 2015 · Amount on Record |
| Deed Document Number | 20153280722 |
| Deed Book / Page | 1217 / 472 |
| Prior Transfer Date | Oct 31, 2003 |
| Prior Transfer Doc | 0003111605 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Oct 10, 2018 |
| Property Address | 514 RYAN ST, OWOSSO, MI 48867-3430 |
| Document Number | 0012500815 |
| Book / Page | 001250 / 000815 |
| Instrument Date | Oct 2, 2018 |
| Instrument | 3314200 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2018 |
| Title Company | GARROW TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 802 DIVISION ST OWOSSO MI 488674542, OWOSSO, MI 48867-4542 |
| Document Number | 12500816 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 001250/000816 |
| Instrument | 3314200 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | STERLING HEIGHTS, MI 48314 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 9, 2048 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,400 (+9.88%) | $146,800 (+9.88%) | |
| 2025 | $1,939.00 (+4.87%) Homeowner's exemption | $66,800 (+20.8%) | $133,600 (+20.8%) |
| 2023 | $1,849.00 Homeowner's exemption | $55,300 | $110,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1981–1985) |
| Most Recent Claim | Feb 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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