518 N Ugstad Rd, Duluth, MN 55810 Property Records

St. Louis County property record for 518 N Ugstad Rd, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 768 sqft · built 1965
Lot Size	0.229 acres (10,007 sqft)
Owner	Individual Name on File
Last Sale	$5,100 (Mar 2007)
Tax Bill	$2,140 (2026)
Deeds & Mortgages	Nov 2022 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`450-0070-00300`

Property Details

APN / Parcel Number

Primary APN	`450-0070-00300`
Alternative APN	`723324`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	768 sqft Gross Area
1st Floor Area	768 sqft
Basement Area	576 sqft
Finished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,007 sqft (0.229 acres)
Garage Area	1,296 sqft
Deck Area	160 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	723324
Street Address	518 N UGSTAD RD
City	DULUTH
State	MN
Zip	55810-1830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOTS 8 & 9 SERIAL #
Legal Subdivision	MIDWAY PARK ADD TO PROCTOR MID
Legal Block	2
Legal Lot Number	8-9
Jurisdiction	ST LOUIS MN
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1025
Census Tract	10200

Owner

518 N Ugstad Rd is owned and occupied by an individual who acquired it in April 2022.

Source: St. Louis County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	518 N UGSTAD RD, DULUTH, MN 55810-1830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage NORTHEAST ENTREPRENEUR FUND INC
May 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage PROCTOR FEDERAL CU
May 5, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage PROCTOR FEDERAL CU
May 6, 2017	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2007 · Amount on File
Deed Sale	Mar 27, 2007 · Amount on File
Prior Sale	Nov 15, 2005 · Amount on File
Deed Document Number	20071046896
Last Transfer Date	Apr 22, 2022
Transfer Doc	0001442476
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	518 N UGSTAD RD, DULUTH, MN 55810-1830
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 N UGSTAD RD, PROCTOR, MN 55810-1830

Mortgage

Document Number	0001456910
Date	Nov 21, 2022
Instrument	1456910

Lender

Name	NORTHEAST ENTREPRENEUR FUND INC
Type	Non-Lending Institution
Address	DULUTH, MN 55802

Agreement

Amount	Amount on Record
Term	120 Months
Due	Nov 15, 2032

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	518 N UGSTAD RD, DULUTH, MN 55810-1830
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 N UGSTAD RD, PROCTOR, MN 55810-1830

Mortgage

Document Number	0001443452
Date	May 20, 2022
Instrument	1443452

Lender

Name	PROCTOR FEDERAL CU
Type	Credit Union
Address	DULUTH, MN 55810

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	239 Months
Due	Apr 29, 2042

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	May 5, 2022
Property Address	518 N UGSTAD RD, DULUTH, MN 55810-1830
Document Number	0001442476
Instrument Date	Apr 22, 2022
Instrument	1442476
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	NORTH SHORE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 N UGSTAD RD, PROCTOR, MN 55810-1830

Mortgage

Document Number	0001442477
Date	May 5, 2022
Instrument	1442477

Lender

Name	PROCTOR FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	518 N UGSTAD RD, DULUTH, MN 55810-1830
Document Number	00A1309294
Instrument Date	May 6, 2017
Transaction Type	Mortgage
Record Updated	Jun 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	518 N UGSTAD RD PROCTOR MN 558101830, PROCTOR, MN 55810-1830

Mortgage

Document Number	00A1309294
Date	May 15, 2017
Instrument	A1309294

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 518 N Ugstad Rd was $2,140 with a homeowner's exemption, up 3.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Midway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,140.00 (+3.68%) Homeowner's exemption
2025	$2,064.00 (+6.17%) Homeowner's exemption	$211,700 (+8.9%) Land $22,900 Building $188,800	$211,700 (+8.9%) Land $22,900 Building $188,800
2024	$1,944.00	$194,400 Land $28,600 Building $165,800	$194,400 Land $28,600 Building $165,800
2022		$159,900 Land $25,100 Building $134,800	$159,900 Land $25,100 Building $134,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 518 N Ugstad Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 518 N Ugstad Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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