510 N Ugstad Rd, Duluth, MN 55810 Property Records

St. Louis County property record for 510 N Ugstad Rd, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,060 sqft · built 1909
Lot Size	0.114 acres (5,003 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Apr 2021)
Tax Bill	$2,104 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Apr 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`450-0070-00270`

Property Details

APN / Parcel Number

Primary APN	`450-0070-00270`
Alternative APN	`1107703`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,060 sqft Gross Area
1st Floor Area	730 sqft
Basement Area	165 sqft
Finished Basement	165 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,003 sqft (0.114 acres)
Garage Area	616 sqft
Porch	Slab
Porch Area	91 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1107703
Street Address	510 N UGSTAD RD
City	DULUTH
State	MN
Zip	55810-1830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT: 0005 BLOCK:002 SERIAL #
Legal Subdivision	MIDWAY PARK ADD TO PROCTOR MID
Legal Block	2
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1025
Census Tract	10200

Owner

510 N Ugstad Rd is owned and occupied by an individual who bought it in April 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	510 N UGSTAD RD, DULUTH, MN 55810-1830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Apr 20, 2021	Intrafamily Transfer, Transfer NORTH SHORE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2021 · Amount on File
Deed Sale	Apr 20, 2021 · Amount on File
Prior Sale	Apr 20, 2021 · Amount on File
Deed Document Number	20211410970
Prior Transfer Date	Apr 8, 2021
Prior Transfer Doc	00A1410969
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 20, 2021
Property Address	510 N UGSTAD RD, DULUTH, MN 55810-1830
Document Number	0001410970
Instrument Date	Apr 15, 2021
Instrument	1410970
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	510 N UGSTAD RD, PROCTOR, MN 55810-1830

Mortgage

Document Number	0001410971
Date	Apr 20, 2021
Instrument	1410971

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Apr 20, 2021
Property Address	510 N UGSTAD RD, DULUTH, MN 55810-1830
Document Number	0001410969
Instrument Date	Apr 8, 2021
Instrument	1410969
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	NORTH SHORE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 N UGSTAD ADAM KASPAR, DULUTH, MN 55810

Tax Assessment & Valuation

The 2026 property tax bill for 510 N Ugstad Rd was $2,104 with a homeowner's exemption, up 3.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Midway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,104.00 (+3.65%) Homeowner's exemption
2025	$2,030.00 (+6.73%) Homeowner's exemption	$208,800 (+9.15%) Land $11,500 Building $197,300	$208,800 (+9.15%) Land $11,500 Building $197,300
2024	$1,902.00	$191,300 Land $14,100 Building $177,200	$191,300 Land $14,100 Building $177,200
2022		$156,300 Land $12,300 Building $144,000	$156,300 Land $12,300 Building $144,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 510 N Ugstad Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 N Ugstad Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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