518 Main St, Worcester, MA 01608 Property Records

Worcester County and Worcester City property record for 518 Main St, Worcester, MA 01608

Property Summary

Property Type	Parking Lot
Lot Size	0.298 acres (12,990 sqft)
Owner	Company Name on Record
Last Sale	$5,000,000 (Aug 2014)
Tax Bill	$7,241 (2025)
Deeds & Mortgages	Dec 2024 Refinance Jan 2025 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-20A-00032`

Property Details

APN / Parcel Number

Primary APN	`3-20A-00032`
Alternative APN	`WORC M:03 B:20A L:00032`

Exterior

Lot Area	12,990 sqft (0.298 acres)

Location & Zoning

Account Number	3-20A-00032
Street Address	518 MAIN ST
City	WORCESTER
State	MA
Zip	01608
Property Category	Commercial
Property Type	Commercial > Retail > Parking Lot
Local Zoning Code	BG-6
Legal Block	20A
Legal Lot Number	32
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3003
Census Tract	731700

Owner

Source: Worcester County and Worcester City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	507 MAIN ST, WORCESTER, MA 01608-1815
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance MUTUALONE BANK
Jan 6, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance MUTUALONE BANK
Jul 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO
Mar 12, 2020	Quit Claim Deed, Transfer LADDER CAP FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2014 · Amount on Record
Deed Sale	Aug 5, 2014 · Amount on Record
Prior Sale	Dec 17, 2009 · Amount on Record
Deed Book / Page	52640 / 146
Transfer Doc	45244-204
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	518 MAIN ST, WORCESTER, MA 01608
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071368-191
Date	Dec 3, 2024
Book Page	71368/191
Instrument	100450

Lender

Name	MUTUALONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	518 MAIN ST, WORCESTER, MA 01608
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071496-225
Date	Jan 6, 2025
Book Page	71496/225

Lender

Name	MUTUALONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	518 MAIN ST, WORCESTER, MA 01608
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	060646-210
Date	Jul 1, 2019
Book Page	60646/210
Instrument	62735

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Mar 12, 2020
Property Address	518 MAIN ST, WORCESTER, MA 01608
Document Number	62032-314
Book / Page	062032 / 000314
Instrument Date	Mar 6, 2020
Instrument	26098
Transaction Type	Transfer
Record Updated	Mar 31, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 FRANKLIN ST #400 BOSTON MA 021101306, 400, BOSTON, MA 02110-1306

Mortgage

Document Number	62032-327
Date	Mar 12, 2020
Book Page	062032/000327
Instrument	26101

Lender

Name	LADDER CAP FIN
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,241.00 (-2.83%)	$253,100 (+6.17%) Land $235,600 Building $17,500
2023	$7,452.00	$238,400 Land $204,900 Building $33,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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