517 Main St, Worcester, MA 01608 Property Records

Worcester County and Worcester City property record for 517 Main St, Worcester, MA 01608

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	8,400 sqft · built 1955
Lot Size	0.035 acres (1,540 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (Mar 2018)
Tax Bill	$10,127 (2026)
Deeds & Mortgages	Sep 2022 Refinance Sep 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-013-00002`

Property Details

APN / Parcel Number

Primary APN	`3-013-00002`
Alternative APN	`WORC M:03 B:013 L:00002`

Interior

Units	4 Units
Stories	5 Stories
Building Area	8,400 sqft Total Area
Gross Area	10,080 sqft
Basement Area	1,680 sqft
Unfinished Basement	1,680 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	1,540 sqft (0.035 acres)

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	3-013-00002
Street Address	517 MAIN ST
City	WORCESTER
State	MA
Zip	01608-1828
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	BG-6
Legal Block	13
Legal Lot Number	2
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3005
Census Tract	731700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Main and Franklin Streets Historic District listed 2022 · 9 contributing resources · NRIS 100007732

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	50 FRANKLIN ST, 400, BOSTON, MA 02110-1306
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO
Sep 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO
Oct 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO
Mar 1, 2018	Quit Claim Deed, Transfer NORTHERN BK & TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2018 · Amount on Record
Deed Sale	Mar 1, 2018 · Amount on Record
Deed Book / Page	58496 / 65
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	517 MAIN ST, WORCESTER, MA 01608-1828
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00068287-9
Date	Sep 30, 2022
Book Page	68287/9
Instrument	106935

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	517 MAIN ST, WORCESTER, MA 01608-1828
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068287-24
Date	Sep 30, 2022
Book Page	68287/24
Instrument	106936

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	517 MAIN ST, WORCESTER, MA 01608-1803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63520-64
Date	Oct 16, 2020
Book Page	63520/64
Instrument	123790

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Mar 1, 2018
Property Address	517 MAIN ST, WORCESTER, MA 01608-1803
Document Number	58496-65
Book / Page	58496 / 65
Instrument	19958
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 MAIN ST, WORCESTER, MA 01608-1803

Mortgage

Document Number	584960067
Date	Mar 1, 2018
Instrument	58496/0067

Lender

Name	NORTHERN BK & TR

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,127.00 (+9.28%)	$348,500 (+7.59%) Land $55,800 Building $292,700
2025	$9,267.00 (+33.41%)	$323,900 (+45.77%) Land $51,900 Building $272,000
2023	$6,946.00	$222,200 Land $45,100 Building $177,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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