518 Macintosh Cir, Joppa, MD 21085 Property Records

Harford County property record for 518 Macintosh Cir, Joppa, MD 21085

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,254 sqft · built 1997
Lot Size	0.051 acres (2,226 sqft)
Owner	Individual Name on File
Last Sale	$279,900 (Jul 2025)
Tax Bill	$2,610 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-290819`

Property Details

APN / Parcel Number

Primary APN	`01-290819`
Alternative APNs	`1290819` `290819`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,254 sqft Total Area
Basement Area	470 sqft
Finished Basement	470 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,226 sqft (0.051 acres)
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	290819
Street Address	518 MACINTOSH CIR
City	JOPPA
State	MD
Zip	21085-5403
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LT 112 2226 SF 518 MACINTOSH CIRCLE LOHR'S ORCHARD P 84/13
Legal Subdivision	LOHRS ORCHARD 02A
Legal Lot Number	112
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2001
Census Tract	301401

Owner

518 Macintosh Cir, a townhouse, is owned and occupied by an individual who bought it in July 2025.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	518 MACINTOSH CIR, JOPPA, MD 21085-5403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2025 · Amount on File
Deed Sale	Jul 29, 2025 · Amount on File
Prior Sale	May 26, 2022 · Amount on File
Deed Book / Page	16748 / 100
Prior Transfer Date	Nov 6, 2009
Prior Transfer Doc	0083950309
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	May 26, 2022
Property Address	518 MACINTOSH CIR, JOPPA, MD 21085-5403
Document Number	0155310140
Book / Page	15531 / 140
Map Reference	MB 84 PG 13
Instrument Date	May 16, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	518 MACINTOSH CIR, JOPPA, MD 21085-5403

Mortgage

Document Number	0155310145
Date	May 26, 2022
Instrument	15531-0145

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 518 Macintosh Cir was $2,610, up 22.5% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,610.00 (+22.54%)	$239,500 (+10.11%) Land $55,000 Building $184,500	$239,500 (-) Land $55,000 Building $184,500
2025	$2,130.00	$217,500	$239,500 Land $55,000 Building $184,500
2023		$173,500 Land $55,000 Building $118,500	$173,500 Land $55,000 Building $118,500
2022	$1,865.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 518 Macintosh Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1996–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 518 Macintosh Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20