Harford County property record for 514 Macintosh Cir, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,384 sqft · built 1997 |
| Lot Size | 0.051 acres (2,212 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Jun 2026) |
| Tax Bill | $2,185 (2025) |
| Deeds & Mortgages | Jul 2024 Mortgage Jun 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-290835 |
| Primary APN | 01-290835 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,384 sqft Total Area |
| Basement Area | 580 sqft |
| Finished Basement | 580 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,212 sqft (0.051 acres) |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 290835 |
|---|---|
| Street Address | 514 MACINTOSH CIR |
| City | JOPPA |
| State | MD |
| Zip | 21085-5403 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | LT 114 2212 SF 514 MACINTOSH CIRCLE LOHR'S ORCHARD P 84/13 |
| Legal Subdivision | LOHRS ORCHARD |
| Legal Lot Number | 114 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 301401 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 514 MACINTOSH CIR, JOPPA, MD 21085-5403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 17, 2024 | Deed of Trust, Mortgage · FHA Mortgage FIRST COMMUNITY MORTGAGE INC |
| Jun 16, 2026 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 23, 2023 | Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC |
| Sep 28, 2022 | Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2026 · Amount on Record |
| Deed Sale | Jun 16, 2026 · Amount on Record |
| Prior Sale | Oct 23, 2023 · Amount on Record |
| Deed Book / Page | 17169 / 323 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 514 MACINTOSH CIR, JOPPA, MD 21085-5403 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2026 |
| Title Company | CERTIFIED TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 514 MACINTOSH CIR, JOPPA, MD 21085-5403 |
| Document Number | 0163260202 |
|---|---|
| Date | Jul 17, 2024 |
| Book Page | 16326/202 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 16, 2026 |
| Property Address | 514 MACINTOSH CIR, JOPPA, MD 21085-5403 |
| Document Number | 0171690323 |
| Book / Page | 17169 / 323 |
| Instrument Date | Jun 10, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $313,100.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 514 MACINTOSH CIR, JOPPA, MD 21085-5403 |
| Document Number | 1716000330, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 17169/330 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 23, 2023 |
| Property Address | 514 MACINTOSH CIR, JOPPA, MD 21085-5403 |
| Document Number | 0160700494 |
| Book / Page | 16070 / 494 |
| Map Reference | MB 84 PG 13 |
| Instrument Date | Sep 22, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 99 WALL ST # 253, 253, NEW YORK, NY 10005-4301 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 514 MACINTOSH CIR, JOPPA, MD 21085-5403 |
| Document Number | 0160700502 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 16070-0502 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 28, 2022 |
| Property Address | 514 MACINTOSH CIR, JOPPA, MD 21085-5403 |
| Document Number | 0156860285 |
| Book / Page | 15686 / 285 |
| Map Reference | MB 84 PG 13 |
| Instrument Date | Aug 30, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3143 BIRCH BROOK LN, 3143, ABINGDON, MD 21009-2735 |
| Name | Verified Name |
|---|---|
| Address | 99 WALL ST # 253, 253, NEW YORK, NY 10005-4301 |
| Investor | Possibly a Property Investor |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $237,800 (+8.5%) Land $55,000 Building $182,800 | $237,800 (-) Land $55,000 Building $182,800 | |
| 2025 | $2,185.00 (+11.76%) | $219,167 (+20.49%) | $237,800 (+30.73%) Land $55,000 Building $182,800 |
| 2023 | $181,900 Land $55,000 Building $126,900 | $181,900 Land $55,000 Building $126,900 | |
| 2022 | $1,955.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1996–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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