Oneida County and Utica City property record for 518 Keyes Rd, Utica, NY 13502
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,008 sqft · built 1965 |
| Lot Size | 0.247 acres (10,784 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,810 (2026) |
| Deeds & Mortgages | Sep 2023 Line of Credit Sep 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301600 308.13-1-58 |
| Primary APN | 301600 308.13-1-58 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,784 sqft (0.247 acres) |
| Lot Dimensions | 150 ft deep x 71.9 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 17.222870 |
|---|---|
| Street Address | 518 KEYES RD |
| City | UTICA |
| State | NY |
| Zip | 13502-2047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 58.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | UTICA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 21601 |
518 Keyes Rd is owned and occupied by two individuals who acquired it in January 2022.
Source: Oneida County and Utica City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 518 KEYES RD, UTICA, NY 13502-2047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FEDERAL CREDIT UNION |
| Sep 1, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FEDERAL CREDIT UNION |
| Feb 22, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Feb 23, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 19, 2022 |
| Transfer Doc | 0000002955 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 518 KEYES RD, UTICA, NY 13502-2047 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000011308 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 2023-011308 |
| Name | FIRST SOURCE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 73 Months |
| Due | Oct 1, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 518 KEYES RD, UTICA, NY 13502-2047 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000014044 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 2022-014044 |
| Name | FIRST SOURCE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Feb 22, 2022 |
| Property Address | 518 KEYES RD, UTICA, NY 13502-2047 |
| Document Number | 0000002955 |
| Instrument Date | Jan 19, 2022 |
| Instrument | 2022-002955 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 518 KEYES RD, UTICA, NY 13502-2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Feb 23, 2021 |
| Property Address | 518 KEYES RD, UTICA, NY 13502-2047 |
| Document Number | 0000003140 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 2021-003140 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 518 KEYES RD, UTICA, NY 13502-2047 |
The 2026 property tax bill for 518 Keyes Rd was $1,810 with exemptions applied, up 111.2% from the year before.
Source: Oneida County and Utica City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Utica City |
| Unified School District | Utica City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,810.00 (+111.2%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $857.00 | $63,900 Land $13,200 Building $50,700 | $172,700 Land $35,675 Building $137,025 |
| 2023 | $63,900 (-) Land $13,200 Building $50,700 | $148,605 (+11.63%) Land $30,698 Building $117,907 | |
| 2022 | $2,285.00 Homeowner's exemption Senior Citizen's exemption | $63,900 Land $13,200 Building $50,700 | $133,125 Land $27,500 Building $105,625 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 518 Keyes Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1980–1999) |
| Most Recent Claim | Jul 1999 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 518 Keyes Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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