Oneida County and Utica City property record for 516 Keyes Rd, Utica, NY 13502
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,641 sqft · built 1988 |
| Lot Size | 1.06 acres (46,475 sqft) |
| Owner | Individual Name on File |
| Last Sale | $114,000 (Feb 2015) |
| Tax Bill | $3,842 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301600 308.13-1-57 |
| Primary APN | 301600 308.13-1-57 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,641 sqft Living Area |
| 1st Floor Area | 1,114 sqft |
| Basement Area | 527 sqft |
| Finished Basement | 527 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 46,475 sqft (1.06 acres) |
| Lot Dimensions | 325 ft deep x 143 ft wide |
| Garage Type | Basement |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 108 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 17.222860 |
|---|---|
| Street Address | 516 KEYES RD |
| City | UTICA |
| State | NY |
| Zip | 13502-2047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7-02-16-004 143X32525 308.013-0001-057.000/0000 |
| Legal Block | 1 |
| Legal Lot Number | 57.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | UTICA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 21601 |
516 Keyes Rd is owned and occupied by an individual who bought it in February 2015.
Source: Oneida County and Utica City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 516 KEYES RD, UTICA, NY 13502-2047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Mar 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Jun 10, 2019 | Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2015 · Amount on File |
| Deed Sale | Feb 11, 2015 · Amount on File |
| Prior Sale | Jul 13, 2006 · Amount on File |
| Deed Book / Page | 2015 / 1817 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 516 KEYES RD, UTICA, NY 13502-2047 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 17014 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 2021-017014 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 516 KEYES RD, UTICA, NY 13502-2047 |
| Document Number | 0000004211 |
| Instrument Date | Mar 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 516 KEYES RD UTICA NY 135022047, UTICA, NY 13502-2047 |
| Document Number | 0000004211 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | 4211 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 31, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jun 10, 2019 |
| Property Address | 516 KEYES RD, UTICA, NY 13502-2047 |
| Document Number | 0000006995 |
| Instrument Date | Jun 6, 2019 |
| Instrument | 6995 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $589.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 KEYES RD UTICA NY 135022047, UTICA, NY 13502-2047 |
| Document Number | 6996 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 6996 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 9, 2049 |
The 2026 property tax bill for 516 Keyes Rd was $3,842, up 218.3% from the year before.
Source: Oneida County and Utica City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Utica City |
| Unified School District | Utica City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,842.00 (+218.31%) | ||
| 2025 | $1,207.00 | $90,000 Land $22,100 Building $67,900 | $243,250 Land $59,731 Building $183,519 |
| 2023 | $90,000 (-) Land $22,100 Building $67,900 | $209,302 (+11.63%) Land $51,395 Building $157,907 | |
| 2022 | $4,873.00 | $90,000 Land $22,100 Building $67,900 | $187,500 Land $46,042 Building $141,458 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 516 Keyes Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1980–1999) |
| Most Recent Claim | Jul 1999 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 516 Keyes Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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