518 James Ave, Covington, TN 38019 Property Records

Tipton County property record for 518 James Ave, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	1 ba · 984 sqft · built 1938
Lot Size	0.358 acres (15,600 sqft)
Owner	2 Company Names on Record
Last Sale	$95,000 (Oct 2025)
Tax Bill	$365 (2022)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`084041J M 02500`

Property Details

APN / Parcel Number

Primary APN	`084041J M 02500`
Alternative APN	`041J M 02500`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,600 sqft (0.358 acres)
Lot Dimensions	208 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	518 JAMES AVE
City	COVINGTON
State	TN
Zip	38019-3333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C44
Legal Subdivision	SOUTH COLLEGE
Legal Lot Number	39
Jurisdiction	TIPTON TN
Township / Civil Division	2
Census Block Group	4
Census Block	4013
Census Tract	40700

Owner

Source: Tipton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	101 NOB HILL CV, MUNFORD, TN 38058-5910
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Warranty Deed, Transfer · Commercial Mortgage SIMMONS BANK
Jun 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2025 · Amount on Record
Deed Sale	Oct 27, 2025 · Amount on Record
Prior Sale	Jan 22, 2003 · Amount on Record
Deed Document Number	2025287640
Deed Book / Page	2101 / 291
Prior Transfer Date	Feb 21, 2020
Prior Transfer Doc	0001848991
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Oct 27, 2025
Property Address	518 JAMES AVE, COVINGTON, TN 38019-3333
Document Number	0002101291
Book / Page	2101 / 291
Instrument Date	Oct 17, 2025
Instrument	287640
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 NOB HILL CV, MUNFORD, TN 38058-5910
Investor	Possibly a Property Investor

Mortgage

Document Number	0000287641
Date	Oct 27, 2025
Instrument	287641

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 17, 2030

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIPTON TN
Recording Date	Jun 24, 2020
Property Address	518 JAMES AVE, COVINGTON, TN 38019-3333
Document Number	18481011
Book / Page	001848 / 001011
Instrument Date	Feb 21, 2020
Instrument	234360
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	333 WAKEFIELD LN COVINGTON TN 380194786, COVINGTON, TN 38019-4786

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,850 (-) Land $3,875 Building $11,975
2024		$15,850 (-) Land $3,875 Building $11,975
2023		$15,850 Land $3,875 Building $11,975
2022	$365.00
2020			$63,400 Land $15,500 Building $47,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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