502 James Ave, Covington, TN 38019 Property Records

Tipton County property record for 502 James Ave, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,740 sqft · built 1963
Lot Size	0.355 acres (15,450 sqft)
Owner	Individual Name on Record
Last Sale	$58,000 (Sep 2002)
Tax Bill	$1,045 (2022)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`084041J M 02300`

Property Details

APN / Parcel Number

Primary APN	`084041J M 02300`
Alternative APN	`041J M 02300`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,740 sqft Living Area
1st Floor Area	1,740 sqft
Basement Area	537 sqft
Finished Basement	537 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,450 sqft (0.355 acres)
Lot Dimensions	206 ft deep x 75 ft wide

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	224 sqft
Patio Area	224 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	502 JAMES AVE
City	COVINGTON
State	TN
Zip	38019-3333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C44
Legal Subdivision	SOUTH COLLEGE
Legal Lot Number	37
Jurisdiction	TIPTON TN
Township / Civil Division	2
Census Block Group	4
Census Block	4013
Census Tract	40700

Owner

Source: Tipton County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	402 ELIZABETH DR, PARAGOULD, AR 72450-2697
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Sep 28, 2020	Intrafamily Transfer, Transfer · Line of Credit BANCORPSOUTH BANK
Feb 13, 2019	Deed of Trust, Mortgage J HOUSTON GORDON
Nov 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage RUTH GORDON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2002 · Amount on Record
Deed Sale	Sep 6, 2002 · Amount on Record
Prior Sale	Jun 26, 1984
Deed Book / Page	1020 / 678
Last Transfer Date	Sep 10, 2020
Transfer Doc	0001863498
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Recording Date	Aug 3, 2026
Property Address	502 JAMES AVE, COVINGTON, TN 38019-3333
Document Number	0000294674
Book / Page	2135 / 290
Instrument Date	Jul 23, 2026
Instrument	2026294674
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 JAMES AVE, COVINGTON, TN 38019-3333

Mortgage

Document Number	0000294674,
Date	Aug 3, 2026
Book Page	2135/290
Instrument	2026294674

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 5, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TIPTON TN
Recording Date	Sep 28, 2020
Property Address	502 JAMES AVE, COVINGTON, TN 38019-3333
Document Number	0001863498
Book / Page	1863 / 498
Map Reference	MB 240 PG 156
Instrument Date	Sep 10, 2020
Instrument	237391
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	134 WESTRIDGE DR, 134, TALLAHASSEE, FL 32304-3646

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000237390
Date	Sep 28, 2020
Instrument	237390

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 26, 2025

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	502 JAMES AVE, COVINGTON, TN 38019-3333
Document Number	1788425
Instrument Date	Feb 13, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 JAMES AVE COVINGTON TN 380193333, COVINGTON, TN 38019-3333

Mortgage

Document Number	1788425
Date	Feb 13, 2019
Book Page	001788/000425
Instrument	220736

Lender

Name	J HOUSTON GORDON
Address	114 W LIBERTY AVE # 300, COVINGTON, TN 38019-2551

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Feb 12, 2021

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	502 JAMES AVE, COVINGTON, TN 38019-3333
Document Number	1794776
Instrument Date	Nov 14, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 JAMES AVE COVINGTON TN 38019, COVINGTON, TN 38019

Mortgage

Document Number	1794776
Date	Apr 12, 2019
Book Page	001794/000776
Instrument	222211

Lender

Name	RUTH GORDON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,425 (-) Land $3,875 Building $41,550
2023		$45,425 Land $3,875 Building $41,550
2022	$1,045.00
2020			$181,700 Land $15,500 Building $166,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

Nearby Properties on James Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures