518 Gerona Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 518 Gerona Rd, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,623 sqft · built 1993
Lot Size	0.18 acres (7,840 sqft)
Owner	Individual Name on File
Last Sale	$236,500 (Apr 2019)
Tax Bill	$2,169 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`231880-0000`

Property Details

APN / Parcel Number

Primary APN	`231880-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,623 sqft Living Area
Gross Area	2,164 sqft
1st Floor Area	1,623 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Lot Width	80 ft Width
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	191 sqft
Patio Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	518 GERONA RD
City	SAINT AUGUSTINE
State	FL
Zip	32086-6206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	8-63 ST AUG SOUTH UT 9 LOTS 2290 & 2291 OR4702/1741
Legal Range	30E
Legal Township	07S
Legal Section	31
Legal Subdivision	ST. AUGUSTINE SOUTH RESUB OF UNIT 9
Legal Block	9
Legal Lot Number	2290
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2033
Census Tract	21302

Owner

Source: St. Johns County records · APN 231880-0000

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	518 GERONA RD, SAINT AUGUSTINE, FL 32086-6206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 02, 2019 · Amount on Record
Deed Sale	Apr 02, 2019 · Amount on Record
Prior Sale	Nov 01, 2007 · Amount on Record
Deed Document Number	201922120
Deed Book / Page	4702 / 1741
Record Updated	Sep 20, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 02, 2019
Property Address	518 GERONA RD, SAINT AUGUSTINE, FL 32086-6206
Document Number	0047021741
Book / Page	004702 / 001741
Instrument Date	Mar 29, 2019
Instrument	22120
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,655.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 GERONA RD ST AUGUSTINE FL 320866206, ST AUGUSTINE, FL 32086-6206

Mortgage

Document Number	47021743
Date	Apr 02, 2019
Book Page	004702/001743
Instrument	22121

Lender

Name	BAYWAY MTG GROUP
Address	JACKSONVILLE, FL 32216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,005 (+2.7%)	$333,691 (+0.08%) Land $104,880 Building $228,811
2025	$2,169.00 (+14.52%) Homeowner's exemption	$173,325 (+5.99%)	$333,434 (+0.55%) Land $107,040 Building $226,394
2024	$1,894.00 (+2.27%)
2023	$1,852.00 (+3.7%) Homeowner's exemption	$163,534 (+3%)	$331,610 (+4.56%) Land $107,040 Building $224,570
2022	$1,786.00 Homeowner's exemption	$158,771	$317,150 Land $71,680 Building $245,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	18 (1992–2023)
Claims Outside the SFHA	18 of 18
Most Recent Claim	Oct 2023 · rainfall accumulation
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Matthew, Oct 2016 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 297 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.