514 Gerona Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 514 Gerona Rd, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,120 sqft · built 1985
Lot Size	0.18 acres (7,840 sqft)
Owner	Company Name on File
Last Sale	$200,000 (Jun 2025)
Tax Bill	$3,278 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`231890-0000`

Property Details

APN / Parcel Number

Primary APN	`231890-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	1,260 sqft
1st Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,840 sqft (0.18 acres)
Lot Width	80 ft Width

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	140 sqft
Deck Area	98 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	514 GERONA RD
City	SAINT AUGUSTINE
State	FL
Zip	32086-6206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	8-63 ST AUG SOUTH UT 9 LOTS 2292 & 2293 OR6173/1754
Legal Range	30E
Legal Township	07S
Legal Section	31
Legal Subdivision	ST. AUGUSTINE SOUTH RESUB OF UNIT 9
Legal Block	2
Legal Lot Number	2292
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2033
Census Tract	21302

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	460 GERONA RD, SAINT AUGUSTINE, FL 32086-6112
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 26, 2025 · Amount on Record
Deed Sale	Jun 26, 2025 · Amount on Record
Deed Document Number	202550693
Deed Book / Page	6173 / 1754
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	May 4, 2026
Property Address	514 GERONA RD, SAINT AUGUSTINE, FL 32086-6206
Document Number	0000038034
Book / Page	6356 / 1218
Instrument Date	May 1, 2026
Instrument	202638034
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	460 GERONA RD, SAINT AUGUSTINE, FL 32086-6112

Mortgage

Document Number	0000038034,
Date	May 4, 2026
Book Page	6356/1218
Instrument	202638034

Lender

Name	CHAMPIONS FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,453 (+0.81%) Land $104,880 Building $112,573	$217,453 (+0.81%) Land $104,880 Building $112,573
2025	$3,278.00 (+10.18%)	$215,708 (+142.06%)	$215,708 (-0.39%) Land $107,040 Building $108,668
2024	$2,975.00 (+233.15%)
2023	$893.00 (+5.43%) Homeowner's exemption	$89,115 (+3%)	$216,559 (+11.38%) Land $107,040 Building $109,519
2022	$847.00 Homeowner's exemption	$86,519	$194,425 Land $71,680 Building $122,745

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	18 (1992–2023)
Claims Outside the SFHA	18 of 18
Most Recent Claim	Oct 2023 · rainfall accumulation
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20