Cook County property record for 518 Elder Ln, Winnetka, IL 60093
| Property Type | Vacant Land |
|---|---|
| Details | 3 bd · 1.5 ba · 2,584 sqft · built 1915 |
| Lot Size | 0.28 acres (12,210 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $4,200,000 (Dec 2025) |
| Tax Bill | $18,554 (2023) |
| Deeds & Mortgages | Dec 2024 Construction Loan Dec 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-21-317-017 |
| Primary APN | 05-21-317-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 12,210 sqft (0.28 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 518 ELDER LN |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-4104 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | (SUBDIVISION) OF BLKS18,21-23 IN J C GARLANDS ADD TO WINNETKA IN SEC 21-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 21 |
| Legal Subdivision | GARLANDS ADD |
| Legal Block | 18 |
| Legal Lot Number | 5,4 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 800400 |
Source: Cook County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 518 ELDER LN, WINNETKA, IL 60093-4104 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 2, 2024 | Deed of Trust, Mortgage · Construction Mortgage ITASCA BANK & TRUST CO |
| Dec 19, 2025 | Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Jan 8, 2024 | Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Aug 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Feb 23, 2017 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2025 · Amount on Record |
| Deed Sale | Dec 19, 2025 · Amount on Record |
| Prior Sale | Jan 8, 2024 · Amount on Record |
| Deed Document Number | 202524275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 518 ELDER LN, WINNETKA, IL 60093-4104 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0033724202 |
|---|---|
| Date | Dec 2, 2024 |
| Instrument | 2433724202 |
| Name | ITASCA BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ITASCA, IL 60143 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 19, 2025 |
| Property Address | 518 ELDER LN, WINNETKA, IL 60093-4104 |
| Document Number | 0035324275 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 2535324275 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 518 ELDER LN, WINNETKA, IL 60093-4104 |
| Document Number | 0035324276 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 2535324276 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 8, 2024 |
| Property Address | 518 ELDER LN, WINNETKA, IL 60093-4104 |
| Document Number | 0000833416 |
| Instrument Date | Dec 23, 2023 |
| Instrument | 2400833416 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31665 HANLON RD, LIBERTYVILLE, IL 60048-1158 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 518 ELDER LN, WINNETKA, IL 60093-4104 |
| Document Number | 1824233001 |
| Instrument Date | Aug 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 518 ELDER LN WINNETKA IL 600934104, WINNETKA, IL 60093-4104 |
| Document Number | 1824233001 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 24233001 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 518 ELDER LN, WINNETKA, IL 60093-4104 |
| Document Number | 1706857022 |
| Instrument Date | Feb 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 518 ELDER LN WINNETKA IL 600934104, WINNETKA, IL 60093-4104 |
| Document Number | 1706857022 |
|---|---|
| Date | Mar 9, 2017 |
| Instrument | 6857022 |
| Name | THIRD FED'L S&L/CLEVELAND |
|---|---|
| Type | Federal Savings Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 8, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,967 (-61.67%) Land $32,967 | $329,670 (-61.67%) Land $329,670 | |
| 2023 | $18,554.00 (+6.47%) | $86,000 (-) Land $40,293 Building $45,707 | $860,000 (-) Land $402,930 Building $457,070 |
| 2022 | $17,426.00 (-4.61%) Homeowner's exemption | $86,000 (+12.58%) Land $40,293 Building $45,707 | $860,000 (+12.58%) Land $402,930 Building $457,070 |
| 2021 | $18,268.00 Homeowner's exemption | $76,387 Land $27,472 Building $48,915 | $763,870 Land $274,720 Building $489,150 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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