Cook County property record for 491 Elder Ln, Winnetka, IL 60093 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,188 sqft · built 1924 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,450,000 (May 2021) |
| Tax Bill | $24,138 (2023) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2026 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-21-315-005 |
| Primary APN | 05-21-315-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,188 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 8,250 sqft (0.189 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 491 ELDER LN |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-4249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (FARWELLS) SUB OF BLK20 IN J C GARLANDS ADD TO WINNET KA IN SEC 21-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 21 |
| Legal Subdivision | FARWELLS SUB |
| Legal Block | 20 |
| Legal Lot Number | 5 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 800400 |
Source: Cook County records · APN 05-21-315-005
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 491 ELDER LN, WINNETKA, IL 60093-4249 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| May 20, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROPER RATE LLC |
| Feb 25, 2021 | Deed of Trust, Mortgage · Line of Credit UMB BANK NA |
| May 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage PROPER RATE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 20, 2021 · Amount on Record |
| Deed Sale | May 20, 2021 · Amount on Record |
| Prior Sale | Apr 12, 2006 · Amount on Record |
| Deed Document Number | 202134044 |
| Last Transfer Date | May 15, 2026 |
| Transfer Doc | 0000028087 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 30, 2026 |
| Property Address | 491 ELDER LN, WINNETKA, IL 60093-4249 |
| Document Number | 0000028074 |
| Instrument Date | May 29, 2026 |
| Instrument | 202628074 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 491 ELDER LN, WINNETKA, IL 60093-4249 |
| Document Number | 0000028074, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 202628074 |
| Name | OLD NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 20, 2026 |
| Property Address | 491 ELDER LN, WINNETKA, IL 60093-4249 |
| Document Number | 0000028087 |
| Instrument Date | May 15, 2026 |
| Instrument | 202628087 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 491 ELDER LN, WINNETKA, IL 60093-4249 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 491 ELDER LN, WINNETKA, IL 60093-4249 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0031901153 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 2131901153 |
| Name | PROPER RATE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 491 ELDER LN, WINNETKA, IL 60093-4249 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 491 ELDER LN, WINNETKA, IL 60093-4249 |
| Document Number | 0005649006 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2105649006 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 20, 2021 |
| Property Address | 491 ELDER LN, WINNETKA, IL 60093-4249 |
| Document Number | 0014034044 |
| Instrument Date | Mar 16, 2021 |
| Instrument | 2114034044 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 491 ELDER LN, WINNETKA, IL 60093-4249 |
| Document Number | 0014034045 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 2114034045 |
| Name | PROPER RATE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $172,000 (+65.19%) Land $22,275 Building $149,725 | $1,720,000 (+65.19%) Land $222,750 Building $1,497,250 | |
| 2023 | $24,138.00 (+6.22%) | ||
| 2022 | $22,724.00 Homeowner's exemption | $104,120 Land $27,225 Building $76,895 | $1,041,200 Land $272,250 Building $768,950 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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