518 E Cottage St, Centerville, IA 52544 Property Records

Appanoose County property record for 518 E Cottage St, Centerville, IA 52544 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1975
Square Footage960 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Tax Bill$900.00 (2025)

Property Details

APN / Parcel Number

Primary APN340011021970000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area960 sqft Living Area
Basement Area960 sqft Basement
Finished Basement300 sqft Finished
Unfinished Basement660 sqft Unfinished
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area8,712 sqft (0.2 acres)
Deck Area24 sqft Deck
Patio Area300 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address518 E COTTAGE ST
CityCENTERVILLE
StateIA
Zip52544-3114
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHANSON & VENELLS 1STW 1/2 LOTS 1 & 2
Legal SubdivisionHANSON & VENELLS 1ST
Legal Lot Number1,2
JurisdictionAPPANOOSE IA
Minor Civil DivisionCENTERVILLE
Census Blockgroup1
Census Block1058
Census Tract950400

Owner

Source: Appanoose County records · APN 340011021970000

Assessment roll updated October 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address518 E COTTAGE ST, CENTERVILLE, IA 52544-3114
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2024Deed of Trust, Mortgage · Line of Credit
IOWA TRUST & SAVINGS BANK
Jun 08, 2022Deed of Trust, Mortgage · Conventional Mortgage
IOWA TRUST & SAVINGS BANK
Jul 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
IOWA TRUST & SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAPPANOOSE IA
Property Address518 E COTTAGE ST, CENTERVILLE, IA 52544-3114
Transaction TypeMortgage
Record UpdatedMay 02, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002024/706
DateApr 12, 2024
Book Page2024/706
Instrument2024 706
Lender
NameIOWA TRUST & SAVINGS BANK
TypeBank
AddressCENTERVILLE, IA 52544
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 04, 2054
Interest
Rate TypeAdjustable Rate

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAPPANOOSE IA
Property Address518 E COTTAGE ST, CENTERVILLE, IA 52544-3114
Transaction TypeMortgage
Record UpdatedJul 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022/1346
DateJun 08, 2022
Book Page2022/1346
Instrument2022 1346
Lender
NameIOWA TRUST & SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 21, 2032
Interest
Rate TypeAdjustable Rate

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAPPANOOSE IA
Property Address518 E COTTAGE ST, CENTERVILLE, IA 52544-3114
Transaction TypeMortgage
Record UpdatedApr 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02021/1907
DateJul 19, 2021
Book Page2021/1907
Instrument2021 1907
Lender
NameIOWA TRUST & SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 07, 2051
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Appanoose County records · Assessment roll updated October 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyAppanoose County
MunicipalityCenterville City
Unified School DistrictCenterville Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$59,460 (-) Land $5,870 Building $53,590$59,460 (-) Land $5,870 Building $53,590
2025$900.00$59,460 (+3.53%) Land $5,870 Building $53,590$59,460 (+3.53%) Land $5,870 Building $53,590
2024$900.00 (-31.4%)
2023$57,430 (-13.79%) Land $4,400 Building $53,030$57,430 (-13.79%) Land $4,400 Building $53,030
2022$1,312.00 Homeowner's exemption$66,620 Land $2,930 Building $63,690
2021$66,620 Land $2,930 Building $63,690

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Appanoose County (19007C), updated February 15, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 4% of the US · above 28% of Iowa
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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