517 E Cottage St, Centerville, IA 52544 Property Records

Appanoose County property record for 517 E Cottage St, Centerville, IA 52544

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,104 sqft · built 1971
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual on Record
Last Sale$8,000 (Oct 2024)
Tax Bill$2,782 (2025)
Deeds & MortgagesJan 2011 Mortgage
Flood ZoneZone X (minimal risk)
APN340011008160000

Property Details

APN / Parcel Number

Primary APN340011008160000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,104 sqft Living Area
Basement Area1,104 sqft
Finished Basement500 sqft
Unfinished Basement604 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area32 sqft
Patio Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address517 E COTTAGE ST
CityCENTERVILLE
StateIA
Zip52544-3113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT PT 370' S & 75' E SW COR LOT 35 CLARK & PEATMANS ADDTH E 71.67' TH S
Legal SubdivisionCLARK & PEATMANS ADD
Legal Lot Number35
JurisdictionAPPANOOSE IA
Township / Civil DivisionCENTERVILLE
Census Block Group1
Census Block1057
Census Tract950400

Owner

Source: Appanoose County assessment roll, as of October 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address517 E COTTAGE ST, CENTERVILLE, IA 52544-3113
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2024 · Amount on Record
Deed SaleOct 15, 2024 · Amount on Record
Deed Document Number20242121
Prior Transfer DateJul 26, 2024
Prior Transfer Doc0000002121
Record UpdatedSep 20, 2026

January 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAPPANOOSE IA
Property Address517 E COTTAGE ST, CENTERVILLE, IA 52544-3113
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02011/0190
DateJan 28, 2011
Book Page2011/0190
Instrument2011 0190
Lender
NameUSDA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63166
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term396 Months
DueJan 28, 2044

Tax Assessment & Valuation

Source: Appanoose County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyAppanoose County
MunicipalityCenterville City
Unified School DistrictCenterville Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$58,510 (-30.79%) Land $10,800 Building $47,710$58,510 (-30.79%) Land $10,800 Building $47,710
2025$2,782.00$84,540 (-31.65%) Land $10,800 Building $73,740$84,540 (-31.65%) Land $10,800 Building $73,740
2024$2,782.00 (+39.52%)
2023$123,680 (+35.07%) Land $10,800 Building $112,880$123,680 (+35.07%) Land $10,800 Building $112,880
2022$1,994.00 Homeowner's exemption$91,570 Land $9,000 Building $82,570
2021$91,570 Land $9,000 Building $82,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTERVILLE MUNICIPAL WATERWORKS
serves 5,344 people · EPA ID IA0407008
Water SourcePurchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN)
Last State InspectionSep 2023
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Liberty Communications
Fixed Wireless · Fiber in parts of the area
500 / 200
Windstream
DSL · Fiber in parts of the area
300 / 20
Lockridge Networks
Fixed Wireless
100 / 20

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