515 E Bay St, Charleston, SC 29403 Property Records

Charleston County property record for 515 E Bay St, Charleston, SC 29403

Property Summary

Property Type	Commercial
Details	7,499 sqft · built 1978
Lot Size	0.54 acres (23,522 sqft)
Owner	Company Name on File
Last Sale	$2,575,000 (Jul 2017)
Tax Bill	$806 (2025)
Deeds & Mortgages	Jul 2017 Sale
Flood Zone	Zone X (moderate risk)
APN	`459-13-02-016`

Property Details

APN / Parcel Number

Primary APN	`459-13-02-016`

Interior

Stories	2 Stories
Building Area	7,499 sqft Total Area
Overhead Door	Overhead Door

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	110 ft deep x 62 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	515 E BAY ST
City	CHARLESTON
State	SC
Zip	29403-6338
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	MAPPLATB L15 MAPPLATP 0362 SUBDIVISIONNAME WRAGGBOROUGH LOT 515 EAST BAY
Legal Subdivision	WRAGGBOROUGH
Legal Lot Number	515
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1006
Census Tract	5100

Owner

515 E Bay St, a commercial property, is owned by a company that bought it in July 2017.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	515 E BAY ST, CHARLESTON, SC 29403-6338
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2017 · Amount on File
Deed Sale	Jul 24, 2017 · Amount on File
Prior Sale	Aug 3, 2015 · Amount on File
Deed Book / Page	654 / 227
Prior Transfer Date	Aug 11, 2015
Prior Transfer Doc	0498/0832
Record Updated	Oct 29, 2026

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 24, 2017
Property Address	515 E BAY ST, CHARLESTON, SC 29403-6338
Document Number	0654/0227
Book / Page	000654 / 000227
Instrument Date	Sep 8, 2016
Transaction Type	Transfer
Record Updated	Aug 24, 2017

Transaction

Amount	Amount on Record
Tax	$2,575.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	288 MEETING ST CHARLESTON SC 294011570, CHARLESTON, SC 29401-1570

Tax Assessment & Valuation

The 2025 property tax bill for 515 E Bay St was $806, up 21% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$806.00 (+21%)	$3,405,437 Land $3,309,314 Building $96,123	$3,648,450 Land $3,518,550 Building $129,900
2024	$260.00
2022	$172.00	$122,144 Land $98,050 Building $24,093	$3,053,600 Land $2,451,257 Building $602,343
2020			$3,053,600 Land $2,451,257 Building $602,343

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 515 E Bay St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 292 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	967 units insured incl. 675 condo units
Nearby Flood Claims	55 (1982–2023)
Claims Outside the SFHA	2 of 55
Most Recent Claim	Dec 2023 · alluvial fan flooding
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 515 E Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20